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6911 Olive Avenue, Stanwood, WA, 98292

1beds
2baths
864sqft
$679,000
$786price/sqft
$4,184/moest. monthly cost
$167,360/yrincome needed

About This Home

Welcome To Your Lake Howard Getaway! Tucked midway down a quiet, wooded dead-end street with trees on each side of the property, this 864-square-foot lakefront retreat sits on a 5,227-square-foot lot designed for getting back to nature. Life here revolves around the low-bank waterfront and two large lakeside decks. Your day begins on the main level, where you can grab a morning coffee from the updated kitchen and walk straight out onto the upper deck to overlook the water, watch the sunset, or head down to your private dock. The single-story layout flows seamlessly downstairs into the fully finished daylight basement, which serves as a private lakeside sanctuary hosting the primary bed. From bed, you can look out at the lake or step through the updated patio door directly onto the spacious lower deck to enjoy the evening air. The home features 1 bed, 1.5 baths, laminate hardwood flooring, and wall-to-wall carpeting. Every major system was thoroughly updated around 2023, offering complete peace of mind with a newer roof, a newly installed and inspected electrical panel, a newer water heater, and a majority of new windows. A brand-new furnace and heat pump keep the home perfectly comfortable in every season, while the kitchen comes fully equipped with a matching updated refrigerator, dishwasher, and microwave. It is the perfect, worry-free lake escape to stretch out and enjoy your privacy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
7/10
Port Susan Middle SchoolGrades 6-85.7 mi
7/10
Stanwood High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Carpet

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Lower

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 00394405802300
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Low Bank,Lake
  • Topography of land: Partial Slope,Rolling,Sloped
  • Residential vegetation: Brush,Garden Space,Wooded

Lot

  • Lot size: 5,227 sqft
  • Features: Dead End Street,Paved,Secluded,Deck,Dock,Patio

Parking

  • Parking features: Driveway,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,433$41,196
Home Insurance *$146$1,752
Property Taxes $456$5,472
Electricity $149$1,793
Total$4,184$50,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,451/yr
40% on housing$125,520/yr
45% on housing$111,573/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$786This listing

vs Other Active Listings

Avg $/sqft

ZIP 98292$330
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98292$361
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$679,000
2026-06-26Listed for sale$699,000
2004-04-29Sold$159,300

For Sale by Agent

AgentTammy Yao
BrokerageWindermere Real Estate/East

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