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6901 Olive Avenue, Stanwood, WA, 98292

1beds
1baths
912sqft
$449,950
$493price/sqft
$2,820/moest. monthly cost
$112,800/yrincome needed

About This Home

Rare opportunity to own 60 feet of no-bank waterfront on beautiful Lake Howard! Nestled along the shoreline of this peaceful non-motorized lake, this cabin-style home offers incredible potential for those looking to create their dream waterfront retreat. Enjoy stunning lake views, fishing, kayaking, paddleboarding, and the serenity that comes with waterfront living in one of Snohomish County's hidden gems. The home features vaulted ceilings, a dramatic brick fireplace, expansive windows overlooking the lake, and a flexible floorplan ready for your vision and updates. Recent improvements include a newer roof, and Seller will be installing a new approved off-site drainfield and shared well. Both will be stubbed to the home. For those seeking additional space or a larger waterfront estate, the adjoining 60-foot waterfront building lot is also available for purchase. (See MLS 2539017) Purchase one property or combine both for approximately 120 feet of waterfront frontage and create a truly special lakeside retreat. Bring your imagination and unlock the potential of this unique waterfront property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
7/10
Port Susan Middle SchoolGrades 6-85.7 mi
7/10
Stanwood High SchoolGrades 9-126.0 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1964

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove(s)/Range(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom Full

  • Level: Main

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Kitchen Without Eating Space

  • Level: Main

Property

Details

  • Parcel number: 00394405802700
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Fireplace,Water Heater
  • Has view: Yes
  • View description: Lake,Territorial
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,No Bank
  • Frontage length: Waterfront Ft: 60
  • Topography of land: Level,Sloped

Lot

  • Lot size: 5,248 sqft
  • Features: Dead End Street,Secluded

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$97$1,164
Property Taxes $299$3,588
Electricity $149$1,793
Total$2,820$33,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,685/yr
40% on housing$84,600/yr
45% on housing$75,200/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$493This listing

vs Other Active Listings

Avg $/sqft

ZIP 98292$332
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98292$361
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$449,950
2026-06-18Listed for sale$449,950
2024-12-10Sold$700,000
2024-10-27Pending sale$740,000
2024-10-16Listed for sale$740,000

For Sale by Agent

AgentClint Schlotfeldt
BrokerageJohn L. Scott Everett

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