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16519 74th Avenue NW, Stanwood, WA, 98292

3beds
3baths
2,016sqft
$975,000
$484price/sqft
$5,943/moest. monthly cost
$237,720/yrincome needed

About This Home

Welcome to your dream home in the sought-after Kayak Estates community! Fully fenced 4.71 private usable acres in a quiet neighborhood. Enter from the cozy covered front porch into a spacious living room with a bay window and a pellet stove. The hickory flooring throughout adds rustic charm and appeal. Well-appointed gourmet kitchen flows into a family room with a propane fireplace. 2nd flr you will discover 3 bdrms. The primary has an attached bathroom with an updated walk-in shower. Heat pump provides year-round comfort enhanced by added insulation in the garage. Roof replaced in 2024 w/50-year warranty. Home has a 400-amp electrical service with 200-amp service going to the shop. House is wired for a generator with a manual transfer breaker. The detached insulated 40’ x 48’ shop has a 10’ x 48’ storage loft and a 10’ x 20’ fully insulated office space with plenty of room to accommodate all hobbies. The two 14’ tall doors with automatic garage door openers are sized to fit your RV. The shop has a 50 amp RV hook-up inside and a 30 amp RV hook-up outside. A mini-split heat pump system with one head for the main shop and a second for the separately controlled office space keeps the shop and office comfortable all year long. The entire property is fully fenced. Fenced garden area adjacent to greenhouse is ready for a chicken coop & includes 4 raised beds, mature apple trees, blueberry bushes & strawberries. Easy access to Stanwood, Smokey Point, and Marysville.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
7/10
Port Susan Middle SchoolGrades 6-86.3 mi
7/10
Stanwood High SchoolGrades 9-126.6 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2000

Materials

  • Foundation: Concrete Ribbon
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2000

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Number of fireplaces: 2
  • Fireplace features: See Remarks,Pellet Stove,Main Level: 2,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Propane
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Property

Details

  • Parcel number: 00394509000901
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Fireplace
  • Topography of land: Level

Lot

  • Lot size: 4.71 Acres
  • Features: Fenced-Fully,Green House,Outbuildings,Propane,RV Parking,Shop

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$210$2,520
Property Taxes $654$7,848
Electricity $149$1,793
Total$5,943$71,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,760/yr
40% on housing$178,290/yr
45% on housing$158,480/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$484This listing

vs Other Active Listings

Avg $/sqft

ZIP 98292$329
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98292$361
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$975,000
2026-07-16Price change$998,500
2026-07-06Price change$1,041,000
2026-06-24Price change$1,060,000
2026-06-09Price change$1,095,000
2026-05-15Listed for sale$1,125,000
2007-09-04Sold$428,000
2004-02-12Sold$273,000
2000-12-05Sold$259,950

For Sale by Agent

AgentFerenc E. Doner
BrokerageThe Doner Group

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