3899 W Jefferson Davis Hwy, Elkton, KY, 42220
About This Home
Adorable and move-in ready! This charming 2-bedroom, 1-bath home offers 950 square feet of comfortable living space and sits on a spacious 0.59-acre lot in a peaceful country setting on a quiet side road. Numerous recent updates make this property a must-see, including new ductless mini-split systems installed in 2025, a metal roof installed in 2021, new landscaping, front steps, gutters, and an added driveway. The septic system has also been recently pumped for added peace of mind. Outside, you'll find a useful outbuilding that remains with the property, providing extra storage or workspace options. Whether you're looking for your first home, downsizing, or seeking a great investment opportunity, this well-maintained property offers country living with modern updates at an affordable price. Don't miss your chance to own this cozy gem—schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- Year built: 1960
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow,Farm House
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Electric Range,Refrigerator,Electric Water Heater
- Laundry features: Laundry Room
Basement
- Basement: None
Bathroom
- Features: Tub/Shower Combo
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Walls (Dry Wall),Eat-in Kitchen
- Flooring: Vinyl
- Fireplace features: None
Heating & Cooling
- Heating features: Ductless,Electric
- Cooling features: Ductless
Interior Area
- Total structure area: 950
- Total interior livable area: 950 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bathroom
- Level: Main
Master Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 04223F
Features
- Levels: One and One Half
- Patio & porch: Covered Front Porch
- Exterior features: Garden,Landscaping
- Fencing: None
- Waterbody name: None
Lot
- Lot size: 0.59 Acres
- Features: Rural Property,Corner Lot
Parking
- Total spaces: 1
- Parking features: Detached Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Drought
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $808 | $9,696 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $73 | $876 |
| Electricity | $154 | $1,850 |
| Total | $1,124 | $13,488 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Contingent | $154,900 |
| 2026-08-07 | Price change | $154,900 |
| 2026-06-24 | Listed for sale | $159,900 |
| 2025-10-15 | Sold | $110,000 |
| 2025-09-02 | Price change | $125,000 |
| 2025-06-17 | Price change | $135,000 |
| 2025-06-04 | Listed for sale | $144,000 |
| 2025-06-04 | Pending sale | $144,000 |
| 2025-05-02 | Price change | $144,000 |
| 2025-04-23 | Listed for sale | $149,000 |
| 2024-08-22 | Sold | $140,000 |
| 2024-07-25 | Pending sale | $145,000 |
| 2024-07-12 | Listed for sale | $145,000 |
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