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2228 Merchant, Everett, WA, 98208

3beds
2baths
1,600sqft
$659,999
$412price/sqft
$4,100/moest. monthly cost
$164,000/yrincome needed

About This Home

Highly desirable Eastmont rambler well-kept and update with refinished floor, etc. Easy Commute Access; Huge Living Room w/Brick fireplace & Built-in Bookcase; full size Kitchen w/Breakfast Bar & Eating Nook; Family Room w/Slider to Rear Patio/Yard; Full Hall Bath; Den/Study & Master w/ Half Bath & Continental to Hall Bath Tub/Shower; Gas Heat, Big Attic Storage & All Cedar Siding w/Brick Accents! 2 Car Garage w/Opener & Back/Side Yard Door Access; Two bedrooms are joined together but can served as a 4th bedroom once closed off. 11.3"x7.9" insulated shop inside garage; Covered Patio

Getting Around

37
WalkingCar-Dependent
32
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

8/10
7/10
Eisenhower Middle SchoolGrades 6-80.7 mi
7/10
Everett High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Notable Dates

  • Major remodel year: 1959

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s)

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Family Room

  • Level: Main

Features

  • Flooring: Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 00432000009600
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Fireplace

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance *$114$1,368
Property Taxes $500$6,000
Electricity $149$1,793
Total$4,100$49,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,571/yr
40% on housing$123,000/yr
45% on housing$109,333/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$412This listing

vs Other Active Listings

Avg $/sqft

ZIP 98208$336
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98208$410
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$659,999
2026-07-11Listed for sale$669,999
2025-07-31Listing removed$2,900
2025-07-13Listed for rent$2,900
2019-11-23Listing removed$2,100
2019-08-31Listed for rent$2,100
2018-09-21Listing removed$1,995
2018-09-14Price change$1,995
2018-08-18Listed for rent$2,095
2015-12-29Listing removed$1,585
2015-12-14Listed for rent$1,585
2014-04-08Listing removed$1,550
2014-03-10Listed for rent$1,550
2013-08-21Listing removed$1,540
2013-08-16Price change$1,540
2013-08-03Listed for rent$1,575
2013-04-24Sold$190,000
2000-03-29Sold$185,900

For Sale by Agent

AgentMoriceau Sainfils
BrokerageKelly Right RE of Seattle LLC

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