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14 H South Beach Drive, Everett, WA, 98206

2beds
2baths
1,595sqft
$707,000
$443price/sqft
$4,308/moest. monthly cost
$172,320/yrincome needed

About This Home

Escape to this captivating Puget Sound beachfront retreat on private Hat Island. Just a short, scenic ferry ride from the Everett Marina, this property offers an unparalleled island lifestyle complete with stunning mountain views, exceptional crabbing, and a private, close-knit community. Unobstructed, panoramic views of the Puget Sound, passing ferries, the majestic Cascade Mountains, and Mount Rainier. Open concept living, updated kitchen with stainless steel appliances and large pantry, sunny skylights, primary bedroom en suite, massive outdoor deck with boat ramp. Direct beach access for world-class crabbing, shrimping, and clamming right outside your door. Enjoy exclusive access to Hat Island's 9-hole USGA golf course, private marina, disc golf, summer beach concert series, yacht club happy hours, pickleball, tennis and so much more. This home offers a 2-car garage, and state of the art bulkhead. Just the lifestyle you imagine!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
6
BikeSomewhat Bikeable

Schools

8/10
8/10
--
Sno-Isle Skills CenterGrades 11-126.7 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Metal/Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Main floor

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Den Office

  • Level: Second

Dining Room

  • Level: Main

Family Room

  • Level: Second

Features

  • Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Heat Pump,Stove/Free Standing,Wall Furnace,Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,595
  • Total interior livable area: 1,595 sqft

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 00466800001400
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: no

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Vaulted Ceiling(s),Water Heater
  • Has spa: Yes
  • Has view: Yes
  • View description: Bay,City,Islands,Mountain(s),Ocean,Sea,Sound,Strait
  • Has water view: Yes
  • Water view: Bay,Ocean,Sea,Sound,Strait
  • On waterfront: Yes
  • Waterfront features: Low Bank,Bayfront,Bulkhead,Saltwater,Sea
  • Frontage length: Waterfront Ft: 89
  • Topography of land: Level

Lot

  • Lot size: 0.37 Acres
  • Features: Deck,High Speed Internet,Hot Tub/Spa,Patio

Parking

  • Total spaces: 3
  • Parking features: Driveway,Detached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Ice Storm
Landslide

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,574$42,888
Home Insurance *$150$1,800
Property Taxes $435$5,220
Electricity $149$1,793
Total$4,308$51,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,702/yr
40% on housing$129,240/yr
45% on housing$114,880/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$443This listing

vs Other Active Listings

Avg $/sqft

ZIP 98206$264
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98206
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$707,000

For Sale by Agent

AgentPaula Bafaro
BrokerageCENTURY 21 North Homes Realty

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