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19413 Lerch Road, Snohomish, WA, 98290

2beds
1baths
792sqft
$699,950
$884price/sqft
$4,299/moest. monthly cost
$171,960/yrincome needed

About This Home

Welcome to life on Lake Bosworth, where every day feels like vacation. The perfect weekend getaway, or live here year round. Surrounded by towering trees and wildlife, it's the perfect place to unwind, reconnect with nature, and enjoy the privacy that makes this community so special. Remodeled 2 bed, 1 bath cabin with many recent improvements. Open floor plan and large windows provide amazing, unobstructed views of the lake. Partially fenced, .33 acres with large deck for entertaining. One car garage w/ laundry room and carport. This peaceful lakefront setting offers swimming, kayaking, paddleboarding, and year-round fishing right from your own backyard. No gas-powered boats allowed so you'll enjoy tranquility on the water. Just minutes from Granite Falls shops & restaurants, and an easy drive to Lake Stevens and Everett. Don't miss an opportunity to live on one of the most sought after lakes in the area.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
5/10
Granite Falls High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 1951

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Kitchen

Basement

  • Basement: None

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Stove/Free Standing,Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 792
  • Total interior livable area: 792 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 00489000005600
  • Zoning: R5
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Fireplace,Water Heater
  • Has spa: Yes
  • Has view: Yes
  • View description: Lake,Territorial
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Medium Bank,Lake
  • Topography of land: Level,Sloped,Terraces
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.33 Acres
  • Features: Open Lot,Secluded,Cable TV,Deck,Dock,Fenced-Partially,High Speed Internet,Hot Tub/Spa,Outbuildings

Parking

  • Total spaces: 4
  • Parking features: Detached Carport,Driveway,Detached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Earthquake
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$119$1,428
Property Taxes $492$5,904
Electricity $149$1,793
Total$4,299$51,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,394/yr
40% on housing$128,970/yr
45% on housing$114,640/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$884This listing

vs Other Active Listings

Avg $/sqft

ZIP 98290$378
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98290$399
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listing removed$2,500
2026-07-23Listed for rent$2,500
2026-07-08Price change$699,950
2026-06-19Listed for sale$725,000
2024-10-03Listing removed$2,500
2024-09-23Listed for rent$2,500
2024-09-13Listing removed$2,650
2024-09-10Price change$2,650
2024-09-08Listed for rent$2,750
2024-08-29Listing removed$2,750
2024-08-01Price change$2,750
2024-07-29Price change$2,850
2024-07-14Listed for rent$2,950
2021-11-05Sold$500,000
2021-10-08Pending sale$499,000
2021-10-01Listed for sale$499,000
1998-06-16Sold$175,000

For Sale by Agent

AgentGerald Overbeck
BrokerageKeller Williams Eastside

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