




8408 317th Place NW, Stanwood, WA, 98292
About This Home
Experience the peaceful beauty of waterfront living on Lake Ketchum with your own dock! Surrounded by nature & breathtaking lake views, this thoughtfully designed home offers a lifestyle filled with tranquility, & ample adventures from paddle boarding, kayaking, fishing, & unforgettable wildlife moments—eagles soaring overhead to deer nearby. This one-of-a-kind home features two primary suites in main building w shared or separate entry, an ELEVATOR, open-concept living with stunning water views from almost every room & spacious deck on all three levels. Kitchen is a chef's dream-it is laid out well with a large island -perfect for intimate dinners or entertaining, the space lends itself to unforgettable gatherings. Flex spaces: above the detached garage (15'x25') w deck & views, a separate office space 6'x11' on main deck with large picture window-where work won't feel like work. Another space is a detached studio 10'x12' w loft & amazing views. Every detail has been tastefully & uniquely designed with the current owner's pride of ownership reflected in every corner. There is NO HOA -water thru Wilderness Ridge Water. Currently multi-generational. 3 completely separate living quarters all w kitchens & baths. Layout generates numerous possibilities: MIL suite, short term rental, Airbnb?. Buyer to verify to their satisfaction. This home has fresh, new paint & new 30-year roof. This exceptional retreat blends comfort, character, & true Pacific Northwest living.
Getting Around
Schools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Wood Products
Notable Dates
- Major remodel year: 2000
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Multi Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: See Remarks,Water Heater: electric,Water Heater Location: downstairs
Basement
- Basement: None
Bathroom Three Quarter
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Flooring: Vinyl Plank
- Number of fireplaces: 2
- Fireplace features: Gas,Lower Level: 1,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Ductless,See Remarks
- Cooling features: Ductless
Interior Area
- Total structure area: 2,330
- Total interior livable area: 2,330 sqft
Property
Details
- Parcel number: 00490100001600
- Zoning: r5
- Zoning description: Jurisdiction: County
- Special condition: Standard
- Other equipment: Leased Equipment: propane tank
Features
- Levels: Multi/Split
- Patio & porch: Second Kitchen,Second Primary Bedroom,Fireplace,Water Heater
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Low Bank
- Frontage length: Waterfront Ft: 61'
- Topography of land: Partial Slope
Lot
- Lot size: 0.36 Acres
- Features: Paved,Propane
- Lot size dimensions: 60' x 253' x 61' x 267'
Parking
- Total spaces: 6
- Parking features: Detached Garage
- Has garage: Yes
- Covered spaces: 1
- Uncovered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Ice Storm
- Landslide
- Volcanic Activity
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Snohomish County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,699 | $80,388 |
| Home Insurance * | $286 | $3,432 |
| Property Taxes | $880 | $10,560 |
| Electricity | $159 | $1,912 |
| Total | $8,024 | $96,288 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-11 | Price change | $1,325,000 |
| 2026-05-13 | Listed for sale | $1,389,000 |
| 2016-01-06 | Sold | $325,000 |
