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15021 Willow Drive, Marysville, WA, 98271

2beds
4baths
2,523sqft
$1,050,000
$416price/sqft
$6,485/moest. monthly cost
$259,400/yrincome needed

About This Home

One of the lowest-cost ways to own waterfront in Snohomish County. This is an exceptional waterfront retreat on the tranquil shores of Lake Loma, where refined living meets the serenity of a private, electric-motor-only lake. Spend your days gliding across calm waters by kayak or paddleboard, fishing from your private dock, and unwinding lakeside as the sun sets over a peaceful, wildlife-rich setting. Built in 2014 and thoughtfully designed, this residence offers an elegant blend of comfort and sophistication. The open-concept kitchen showcases granite countertops, above-cabinet lighting, and a walk-in pantry with coffee bar, seamlessly connecting to a warm, inviting great room with fireplace, surround sound, and custom built-ins. Rich millwork, crown molding, and wainscoting elevate the home’s timeless appeal. Two luxurious primary suites provide flexibility for multi-generational living or hosting guests, while a main-floor office with Murphy bed and a versatile craft room offer additional space to live, work, and create. Expansive, newly refinished decks—complete with gas BBQ hookup and hot tub wiring—extend your living outdoors. Set on a beautifully landscaped ½-acre with fruit trees and blueberry bushes, and complemented by RV parking, 220 hookups, and generator, this is a rare opportunity to experience elevated lakefront living in a welcoming and private community.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

2/10
4/10
Lakewood Middle SchoolGrades 6-82.4 mi
3/10
Lakewood High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2014

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement/Concrete,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: electric,Water Heater Location: Utility room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 2

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,High Tech Cabling,Pantry
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Lower Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Propane
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,523
  • Total interior livable area: 2,523 sqft

Kitchen With Eating Space

  • Level: Main

Property

Details

  • Parcel number: 00499100106600
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,High Tech Cabling,Pantry,Security System,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater,Wired for Generator
  • Has view: Yes
  • View description: Lake,Territorial
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Frontage length: Waterfront Ft: 43
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 0.53 Acres
  • Features: Paved,Cable TV,Deck,Dock,Fenced-Fully,High Speed Internet,Outbuildings,Propane,RV Parking

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$240$2,880
Property Taxes $764$9,168
Electricity $172$2,070
Total$6,485$77,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$222,342/yr
40% on housing$194,550/yr
45% on housing$172,933/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$416This listing

vs Other Active Listings

Avg $/sqft

ZIP 98271$253
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98271$384
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$1,082,500
2026-03-20Listed for sale$1,092,500
2011-12-29Listing removed$850
2011-11-30Listed for rent$850
2001-10-01Sold$180,000

For Sale by Agent

AgentAmy Bounds
BrokerageKW North Sound

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