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303 E 11th Street, Snohomish, WA, 98290

3beds
2baths
1,260sqft
$699,900
$555price/sqft
$3,832/moest. monthly cost
$153,280/yrincome needed

About This Home

Sitting above the scenic Pilchuck River and just blocks from shops & restaurants, this rare home offers a sought-after lifestyle in a peaceful, close-to-town setting. First time on the market in 33 years. Inside, you'll find hardwood & tile floors, beautiful old-growth wood trim, handmade specifically for this home. Open beam ceilings & wainscotting bring warmth and character throughout. The kitchen features a spacious center island with added storage and eating bar, open to the main living area with old-world French doors out to the peaceful back yard, where you will find gardens & the beautiful river lazily flowing by down below with farmland beyond. Lovely gardens surround the home. The main floor includes two bedrooms, with one currently set up as a formal dining room w/an armoire closet, and another set of gorgeous colored glass French doors. Upstairs offers a generous primary style retreat with vaulted ceilings, additional storage, and lots of flexible space + a second 3/4 bath. Step outside to your private stretch of riverfront, where in the summer, the water recedes to reveal your own natural beach, perfect for playing or hosting unforgettable days by the water. The garden surrounded patio, shed & greenhouse create the ideal setting for outdoor living, entertaining, or gardening year-round. New roof on home, shed, and carport. Fireplace stays. If you've been waiting for something special, this is the one to see before it's gone!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
3/10
Centennial Middle SchoolGrades 7-83.1 mi
7/10
Snohomish High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Composition,See Remarks
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1979

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: Electric

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Door features: French Doors
  • Flooring: See Remarks,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric,Lower Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 00518600401000
  • Zoning: SFR
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Bath Off Primary,Dining Room,Fireplace,French Doors,Water Heater
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River
  • Frontage length: Waterfront Ft: 56
  • Topography of land: Sloped
  • Residential vegetation: Garden Space

Lot

  • Lot size: 4,225 sqft
  • Features: Dead End Street,Paved

Parking

  • Total spaces: 3
  • Parking features: Detached Carport
  • Covered spaces: 1
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$119$1,428
Property Taxes $25$300
Electricity $149$1,793
Total$3,832$45,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,382/yr
40% on housing$114,960/yr
45% on housing$102,186/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$555This listing

vs Other Active Listings

Avg $/sqft

ZIP 98290$378
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98290$399
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$775,000
1991-05-01Sold$96,000

For Sale by Agent

AgentTerrie J. Schmitt
BrokerageCENTURY 21 North Homes Realty

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