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12107 E Gibson Road, Everett, WA, 98204

3beds
3baths
1,720sqft
$649,950
$378price/sqft
$4,001/moest. monthly cost
$160,040/yrincome needed

About This Home

Brand new homes in Everett! This home has identical layout to the model unit 12111. Beautifully crafted, high-end home featuring premium designer touches. 3 spacious bedrooms upstairs, including a primary suite, and a versatile office space on the 1st floor. Spacious open living concept with big windows that allow in lots of natural light. Nestled in a peaceful and serene community, you'll love coming home to your private oasis each day. Comes with 1-car garage, 1 carport, and 1 guest parking spot (so room for 3 cars). Good freeway access, close to restaurants, shopping, and everything Everett has to offer! Highly-rated Mukilteo School District. No HOA! Ask about our 1% downpayment option thru Affordable Mortgage Program (AMP).

Getting Around

43
WalkingCar-Dependent
48
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

3/10
5/10
Voyager Middle SchoolGrades 6-80.5 mi
4/10
Mariner High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northwest Contemporary,Tri-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher(s),Disposal,Microwave(s),Refrigerator(s),Garbage Disposal

Basement

  • Basement: None

Bathroom Three Quarter

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bath Off Primary

Heating & Cooling

  • Heating features: 90%+ High Efficiency,Baseboard,Ductless,Electric
  • Cooling features: 90%+ High Efficiency,Ductless

Interior Area

  • Total structure area: 1,720
  • Total interior livable area: 1,720 sqft

Property

Details

  • Parcel number: 00399200001101
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Entry location: Main
  • Patio & porch: Bath Off Primary

Lot

  • Lot size: 2,556 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$119$1,428
Property Taxes $447$5,364
Electricity $149$1,793
Total$4,001$48,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,177/yr
40% on housing$120,030/yr
45% on housing$106,693/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 98204$235
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98204$469
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-05Listed for sale$649,950
2018-01-11Sold$360,000
2017-12-20Pending sale$339,950
2017-12-13Listed for sale$339,950
2000-05-03Sold$171,500
1996-12-16Sold$129,950

For Sale by Agent

AgentGerald Overbeck
BrokerageKeller Williams Eastside

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