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16826 118th Street NE, Arlington, WA, 98223

2beds
1baths
1,088sqft
$510,000
$469price/sqft
$3,198/moest. monthly cost
$127,920/yrincome needed

About This Home

Located in a gated riverfront community this turnkey rambler offers the perfect blend of comfort, privacy, and Pacific Northwest living. This move-in-ready home features 2 bedrooms, 1 bath, and a versatile bonus room that easily functions as a home office, guest room, or 3rd bedroom. Perfectly positioned on a spacious ¼-acre lot, there's plenty of room for your RV, recreational toys, and future possibilities. The open-concept living area flows seamlessly into the kitchen creating an inviting layout designed for entertaining and everyday living. Stainless steel appliances, Oak cabinetry, and an eat-in dining area make the kitchen as functional as it is welcoming. Step outside and experience what makes this property truly special. The fully fenced backyard offers exceptional privacy with serene views, while the expansive covered outdoor living area is ready for year-round entertaining or quiet mornings with a cup of coffee. Brand New Roof 2026. A detached office provides the ideal work-from-home setup, creative studio, or hobby space. You will love the neighborhood parks, private beach access with great swim spots and fishing. Whether you're looking for your first home, a weekend getaway, or a place to slow down and enjoy nature, this turnkey property is ready for you to move in and start making memories.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

3/10
5/10
5/10
Granite Falls High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1998

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Products,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater Location: garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Dining Room,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Vinyl,Carpet

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,088
  • Total interior livable area: 1,088 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 00551400002600
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Pantry
  • Topography of land: Level,Steep Slope
  • Residential vegetation: Brush,Wooded

Lot

  • Lot size: 10,454 sqft
  • Features: Cable TV,Fenced-Partially,High Speed Internet,Outbuildings

Parking

  • Total spaces: 6
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Earthquake
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$110$1,320
Property Taxes $361$4,332
Electricity $149$1,793
Total$3,198$38,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,645/yr
40% on housing$95,940/yr
45% on housing$85,280/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$469This listing

vs Other Active Listings

Avg $/sqft

ZIP 98223$294
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98223$365
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$500,000
2026-07-24Listed for sale$510,000
2023-04-11Sold$433,500
2023-03-14Pending sale$425,000
2023-03-09Listed for sale$425,000
2017-06-05Sold$257,000
2012-03-23Sold$105,110
2012-02-17Pending sale$94,900
2012-02-07Listed for sale$94,900
2012-01-24Pending sale$94,900
2012-01-07Price change$94,900
2011-11-29Listed for sale$104,900
2011-10-17Sold$144,433
2006-11-06Sold$229,500
2004-09-17Sold$168,500
1998-08-04Sold$119,000
1998-03-03Sold$32,000
1994-12-29Sold$10,000

For Sale by Agent

AgentAdam Thomas
BrokerageKeller Williams Realty Bothell

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