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22312 W Lake Kayak Drive, Monroe, WA, 98272

2beds
2baths
1,812sqft
$929,000
$513price/sqft
$5,506/moest. monthly cost
$220,240/yrincome needed

About This Home

Experience unparalleled lakefront living at this no-bank waterfront property with an ADDITIONAL VACANT LOT, perfectly positioned to capture the best views on Lake Kayak. This Northwest Contemporary home offers a rare opportunity to own one of only about four dozen waterfront lots in this peaceful, nature-focused community. Enjoy direct lake access for year-round kayaking, swimming, fishing, and wildlife watching. The property features a private dock, a spacious deck for entertaining, and a partially fenced yard. Sunlight pours through floor-to-ceiling windows, highlighting vaulted ceilings and skylights. The upscale kitchen is a chef’s dream, featuring quartz countertops, custom cabinetry, and a large island/bar that overlooks the water. This ~1,812 sq. ft. home includes 2 bedrooms and 1.75 baths. The primary suite is located on the upper level and boasts a large walk-in shower and closet. The main floor features a guest room, a full bath, and a versatile media/recreation room. Nestled on a quiet dead-end street, the home offers tranquility without sacrificing convenience. It is just 30 minutes from the Microsoft campus and 10 minutes from commuter bus lines.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

4/10
5/10
Park Place Middle SchoolGrades 6-85.2 mi
5/10
Monroe High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1990

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1990

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: heat pump

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Hardwood,Laminate,Carpet

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,High Efficiency (Unspecified),Electric,Propane
  • Cooling features: Forced Air,Heat Pump,High Efficiency (Unspecified)

Interior Area

  • Total structure area: 1,812
  • Total interior livable area: 1,812 sqft

Kitchen With Eating Space

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 00634100003400
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Security System,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater,Wired for Generator
  • Has view: Yes
  • View description: Lake,Territorial
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Topography of land: Partial Slope
  • Residential vegetation: Brush,Garden Space

Lot

  • Lot size: 1 Acres
  • Features: Dead End Street,Open Lot,Paved,Deck,Patio,RV Parking

Parking

  • Total spaces: 6
  • Parking features: Driveway,Attached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Avalanche
Cold Wave
Earthquake
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,697$56,364
Home Insurance *$185$2,220
Property Taxes $475$5,700
Electricity $149$1,793
Total$5,506$66,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,777/yr
40% on housing$165,180/yr
45% on housing$146,826/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$513This listing

vs Other Active Listings

Avg $/sqft

ZIP 98272$357
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98272$365
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$929,000
2016-11-30Sold$470,000
2016-10-24Price change$465,000
2016-09-11Listed for sale$475,000
2014-03-27Sold$400,000
2014-03-13Pending sale$425,000
2014-01-10Listed for sale$425,000
2008-05-23Listing removed$550,000
2008-04-18Listed for sale$550,000
2006-10-10Sold$420,000
2000-11-15Sold$259,950
1994-06-22Sold$225,000

For Sale by Agent

AgentAlena Labzhinova
BrokerageKeller Williams Rlty Bellevue

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