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1221 N Dearborn St APT 812N, Chicago, IL, 60610

1beds
1baths
800sqft
$264,900
$331price/sqft
$1,915/moest. monthly cost
$76,600/yrincome needed

About This Home

Sleek, stylish, and updated, this Gold Coast duplex one-bedroom lives like a private retreat in the heart of the city. Two levels of living space with beautiful red oak hardwood floors in a natural finish, complemented by a rebuilt hardwood staircase and modern lighting that gives the home a clean, contemporary feel. The redesigned kitchen features quartz countertops, stainless steel appliances, and bright white cabinetry with smart pantry storage built around the refrigerator. Brand-new Hunter Douglas automatic shades add a high-end touch, while two walk-in closets-each outfitted with organizers and shelving-deliver exceptional storage on both floors. The refreshed bath includes a new vanity and updated fixtures, plus an additional closet for everyday convenience. Enjoy preferred west-facing views over classic brownstones from this boutique, full-service building just moments from the lakefront, dining, shopping, and transit. Amenities include 24-hour door staff, onsite management & maintenance, rooftop, fitness center, party room, and laundry. Cats welcome; service animals permitted. Leased parking available onsite.

Getting Around

99
WalkingWalker's Paradise
90
TransitRider's Paradise
88
BikeVery Bikeable

Schools

4/10
Ogden Elementary SchoolGrades PK-80.3 mi
7/10
Lincoln Park High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Brick,Concrete

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Dimensions: COMBO

Features

  • Vaulted Ceiling(s),Walk-In Closet(s),Open Floorplan,Dining Combo,Pantry
  • Window features: Drapes,Blinds,Double Pane Windows
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 800 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Galley,Custom Cabinetry,Pantry,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 42
  • Dimensions: 6X7

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 377
  • Dimensions: 13X29

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 403
  • Dimensions: 13X31

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 17042240471143
  • Special condition: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$65$780
Property Taxes $381$4,572
Electricity $130$1,569
Total$1,915$22,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,657/yr
40% on housing$57,450/yr
45% on housing$51,066/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 60610$372
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60610$580
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$264,900
2024-07-16Sold$250,000
2023-03-28Sold$225,000
2022-08-03Sold$150,000
1996-11-25Sold$62,500

For Sale by Agent

AgentCamie Cirrincione
BrokerageRedfin Corporation

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