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14411 12th Drive SE, Mill Creek, WA, 98012

5beds
3baths
2,569sqft
$1,189,000
$463price/sqft
$7,227/moest. monthly cost
$289,080/yrincome needed

About This Home

JUST REDUCED $36,000! Imagine starting your mornings with coffee overlooking a peaceful greenbelt, spending afternoons exploring miles of nearby trails, and walking to dinner, shopping, or an evening concert at the Mill Creek Town Center. Tucked away on a quiet cul-de-sac in coveted Sweetwater Ranch, this beautifully updated 5-bedroom home offers the lifestyle so many buyers are searching for. This home has been thoughtfully refreshed with new engineered hardwood flooring, fresh interior paint, updated lighting and fixtures, refreshed bathrooms, and new carpet throughout. With 4 bedrooms upstairs plus a versatile 5th bedroom on the lower level, there's plenty of room for working from home, hosting guests, or creating the flex space your lifestyle needs. Outside, the oversized, multi-level composite deck overlooks a serene greenbelt and creates the perfect setting for summer barbecues or evenings around the fire pit. However, the location is what truly sets this home apart. Enjoy an active, walkable lifestyle with the Mill Creek Town Center just minutes away, offering shopping, restaurants, coffee shops, seasonal events, and everyday conveniences. Miles of scenic walking trails, neighborhood parks, and top-rated schools are all close by, making it easy to enjoy everything this community has to offer. Offered at an incredible new price, this is your opportunity to enjoy one of Mill Creek's most sought-after neighborhoods without compromising on space, privacy, or lifestyle.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

10/10
8/10
10/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1992

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Tri-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Engineered Hardwood,Laminate,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas
  • Cooling features: Forced Air

Interior Area

  • Total structure area: 2,569
  • Total interior livable area: 2,569 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 00794800003200
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Security System,Skylight(s),Sprinkler System,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 10,018 sqft
  • Features: Cul-De-Sac,Curbs,Paved,Sidewalk,Cable TV,Deck,Fenced-Fully,Gas Available,High Speed Internet,Sprinkler System

Parking

  • Total spaces: 6
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 3
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,012$72,144
Home Insurance *$168$2,016
Property Taxes $872$10,464
Electricity $175$2,108
Total$7,227$86,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,782/yr
40% on housing$216,810/yr
45% on housing$192,720/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$463This listing

vs Other Active Listings

Avg $/sqft

ZIP 98012$442
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98012$455
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$1,189,000
2026-08-04Price change$1,189,000
2026-07-10Price change$1,225,000
2026-06-25Listed for sale$1,265,000
2007-03-29Sold$570,000
2006-08-17Sold$520,000

For Sale by Agent

AgentErin Olnon
BrokerageWindermere RE North, Inc.

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