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7103 Church Creek Circle NW, Stanwood, WA, 98292

3beds
3baths
1,589sqft
$635,000
$400price/sqft
$3,927/moest. monthly cost
$157,080/yrincome needed

About This Home

Fall in love with this beautiful tri-level gem. From the moment you step inside, you will notice the crisp, inviting atmosphere. The intelligent tri-level layout provides distinct spaces for every lifestyle need, featuring three generously sized bedrooms and three bathrooms to ensure ultimate convenience. Ideally situated for any lifestyle, this home offers a commuter's dream with quick, easy access to I-5 and sits just minutes from Stanwood High School.Cook and entertain with ease in a kitchen where all appliances are included, saving you thousands in moving costs. Transition outside to your fully fenced, private backyard—perfect for summer gatherings or peaceful mornings. Complete with a spacious 2-car garage, this home is waiting for you. Schedule your private tour today!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
4/10
Stanwood Middle SchoolGrades 6-81.5 mi
7/10
Stanwood High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tri-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Second

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Dining Room
  • Number of fireplaces: 2
  • Fireplace features: Gas,Pellet Stove,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,589
  • Total interior livable area: 1,589 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 00796800001500
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Entry location: Main
  • Patio & porch: Dining Room,Fireplace
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 6,969 sqft
  • Features: Cul-De-Sac,Fenced-Fully

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding
Volcanic Activity
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$137$1,644
Property Taxes $431$5,172
Electricity $149$1,793
Total$3,927$47,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,640/yr
40% on housing$117,810/yr
45% on housing$104,720/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$400This listing

vs Other Active Listings

Avg $/sqft

ZIP 98292$331
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98292$361
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$635,000
2026-07-22Listed for sale$646,600

For Sale by Agent

AgentEsmeralda Garcia
BrokerageReLuTy Corp

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