See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

432 3rd Avenue S #B204, Edmonds, WA, 98020

2beds
2baths
1,016sqft
$599,000
$590price/sqft
$3,590/moest. monthly cost
$143,600/yrincome needed

About This Home

Set just blocks from all the fantastic restaurants, cafes, boutiques & events in downtown Edmonds, this bright & open top floor unit is your chance to live the coveted Edmonds lifestyle! Fantastic natural light pours in through abundant windows looking out to treed views & your picturesque community nestled right next to Edmonds City Park. Life & light flow easily through the open layout, accentuated by hardwood floors & a cozy wood-burning fireplace. The roomy kitchen offers space for multiple chefs + bar seating, a pantry & ample storage. The primary bedroom is large enough for a king-sized bed & boasts dual closets + a full ensuite bath. Second bedroom is great as a home office or guest room! Sip morning coffee on your private deck while taking in the sea breeze & singing birds nearby. In-unit laundry, a private 1-car garage & off-deck storage make this a smart investment. Freshly painted w/new flooring & carpet. A south-facing skylight floods the kitchen with light that sparkles on quartz counters with mosaic tile backsplashes. Fantastic community w/ well-run HOA, cute community gazebo & greenspace w indoor meeting space, & no rental cap. Walking distance to waterfront parks, the ferry, dozens of restaurants, local shops, the Farmers Market, buses & more. Welcome to effortless Edmonds living! The condo comes with a 285 sq ft private garage: big enough for a full-sized car or small boat or camper plus bikes, kayaks, skis, and off-season items or a workshop.

Getting Around

76
WalkingVery Walkable
39
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

7/10
4/10
7/10

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Composition
  • Construction materials: Metal/Vinyl,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Condo (1 Level)
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Bedroom Closet,Cooking - Electric Hookup,Cooking-Electric,Dryer-Electric
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Window features: Insulated Windows,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,016
  • Total interior livable area: 1,016 sqft

Property

Details

  • Parcel number: 007990002204
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Cooking-Electric,Dryer-Electric,Fireplace,Insulated Windows,Primary Bathroom,Skylight(s),Top Floor,Washer,Water Heater
  • Has view: Yes
  • View description: Territorial

Lot

  • Features: Curbs,Paved,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Individual Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$90$1,080
Property Taxes $323$3,876
Electricity $149$1,793
Total$3,590$43,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,085/yr
40% on housing$107,700/yr
45% on housing$95,733/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$590This listing

vs Other Active Listings

Avg $/sqft

ZIP 98020$601
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98020$612
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$600,000
2017-12-28Sold$362,380
2002-04-16Sold$219,000

For Sale by Agent

AgentCarmen C. Crispeno
BrokerageRE/MAX Northwest

Similar Homes