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6431 149th Street SE, Snohomish, WA, 98296

4beds
3baths
2,489sqft
$1,100,000
$442price/sqft
$6,817/moest. monthly cost
$272,680/yrincome needed

About This Home

Welcome to the Outstanding Community of Gold Creek and this Beautiful Move-in Ready Home. Wonderful location & a .27-acre lot that backs to serene greenbelt. This home features formal & informal spaces including a main floor bedroom & an office/den on the upper level. Living room is bright & welcoming with a vaulted ceiling & sits adjacent to the elegant formal dining room. Kitchen has been updated with stainless steel appliances, lovely quartz counter tops, full backsplash & soft-close cabinets. In the family room you will find a cozy gas fireplace & access to the private backyard with an easy-care entertainment patio. Primary suite has an elegant vaulted ceiling, 5-piece bathroom with tile flooring & a walk-in closet. Brand new updates in April include- exterior paint, interior paint including mill work & new carpet throughout the home. Furnace was replaced in 2023. Updated garage doors & openers. 50-year roof. The Gold Creek Community offers parks, play fields, walking trails, tennis & sport courts. Close to shopping, YMCA & Willis Tucker County Park. Highly rated school including the primary school right in the neighborhood.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

8/10
Totem FallsGrades K-60.3 mi
8/10
8/10
Glacier Peak High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1993

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Natural Gas,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Dining Room,High Tech Cabling
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Engineered Hardwood,Hardwood,Slate,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,489
  • Total interior livable area: 2,489 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 00800100000500
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,High Tech Cabling,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: See Remarks,Territorial
  • Topography of land: Level

Lot

  • Lot size: 0.27 Acres
  • Features: Curbs,Open Lot,Paved,Sidewalk,Cable TV,Fenced-Partially,High Speed Internet,Patio

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$172$2,064
Property Taxes $913$10,956
Electricity $170$2,043
Total$6,817$81,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,725/yr
40% on housing$204,510/yr
45% on housing$181,786/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$442This listing

vs Other Active Listings

Avg $/sqft

ZIP 98296$391
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98296$439
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$1,100,000
2026-06-23Price change$1,169,000
2026-05-13Listed for sale$1,200,000
1996-02-29Sold$237,900

For Sale by Agent

AgentDarren Munson
BrokerageWindermere R.E. Mill Creek

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