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22628 Holgar Court NE, Poulsbo, WA, 98370

3beds
2baths
2,156sqft
$1,499,000
$695price/sqft
$9,078/moest. monthly cost
$363,120/yrincome needed

About This Home

400K PRICE REDUCTION! A true throwback to simpler times, this charming 1960's farmhouse rests on 40 acres across two tax parcels, rich in rural character & country appeal. This equestrian-friendly property is ideal for farm animals & hobby farming, featuring a former milk barn, attached garage & detached shop. Mature fruit trees (pear, apple, cherry), garden shed & expansive open land create an amazing pastoral setting. Enjoy peaceful living in this unique 3-bdrm home including separate living & family rms, two wood-burning fireplaces, bonus rm & kitchen w/walk-in pantry. RV/Boat parking, entertainment-size deck & lower patio. This is a rare opportunity to own a timeless homestead and connect with yesteryear. Close to historic downtown Poulsbo, shops & schools.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

2/10
5/10
Kingston Middle SchoolGrades 6-85.2 mi
9/10
Kingston High SchoolGrades 9-125.6 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1965

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Notable Dates

  • Major remodel year: 1965

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove(s)/Range(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Main level closet

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Lower

Dining Room

  • Level: Second

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Dining Room,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Laminate,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Main Level: 1,Upper Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Fireplace Insert,Forced Air,Heat Pump,Electric,Wood
  • Cooling features: Forced Air

Interior Area

  • Total structure area: 2,156
  • Total interior livable area: 2,156 sqft

Kitchen Without Eating Space

  • Level: Second

Living Room

  • Level: Second

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 02260140212000
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Fireplace,Pantry,Water Heater,Wired for Generator
  • Has view: Yes
  • View description: Partial,Territorial
  • Topography of land: Equestrian,Level,Partial Slope
  • Residential vegetation: Fruit Trees,Garden Space,Pasture,Wooded

Lot

  • Lot size: 40.01 Acres
  • Features: Dead End Street,Barn,Deck,Fenced-Partially,Outbuildings,Patio,RV Parking,Shop

Parking

  • Total spaces: 4
  • Parking features: Detached Carport,Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 4
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Landslide
Heat Wave

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$308$3,696
Property Taxes $1,042$12,504
Electricity $149$1,793
Total$9,078$108,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$311,245/yr
40% on housing$272,340/yr
45% on housing$242,080/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$695This listing

vs Other Active Listings

Avg $/sqft

ZIP 98370$294
Kitsap County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 98370$307
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$1,499,000
2025-12-23Listed for sale$1,900,000
1999-10-04Sold$2,970

For Sale by Agent

AgentWendy M Wardlow
BrokerageJohn L. Scott, Inc.

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