322 Cortlandt St, Belleville, NJ, 07109
About This Home
Fully renovated single-family home/an alternative to a condo, ready for its new owner. The main floor features a bright open-concept living and dining area, along with a modern kitchen offering a peninsula and quartz countertops. This home includes 2 bedrooms and 2 full bathrooms. The finished basement provides extra living space and includes a full bathroom, laundry room, and utility area. Updates include new electrical and plumbing systems, a water softener, split air-conditioning systems, radiant heat, a tankless water heater and more. Conveniently located near parks, schools, shopping, restaurants, major highways, and public transportation, making commuting to Newark and New York City easy. This property can be sold together with the adjacent property (318-320 Cortlandt St) with the potential for a 12-unit development. Suitable for a savvy investor/developer.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1897
Materials
- Roof: Asphalt Shingle
- Construction materials: Stucco
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven-Gas,Refrigerator,Gas Water Heater
- Laundry features: In Basement
Basement
- Features: Bath(s) Other, Laundry Room, Rec Room, Utility Room
Basement
- Has basement: Yes
- Basement: Yes,Finished,Full
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Bathroom
- Flooring: See Remarks,Tile
Heating & Cooling
- Heating features: Radiant - Hot Water,Natural Gas
- Cooling features: Ductless Split AC
Kitchen
- Features: Eat-in Kitchen,See Remarks
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 1601088030000000090000
Lot
- Lot size: 2,613 sqft
- Lot size dimensions: 25 x 95.85
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Heat Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,927 | $35,124 |
| Home Insurance * | $173 | $2,076 |
| Property Taxes | $1,013 | $12,156 |
| Electricity | $193 | $2,318 |
| Total | $4,306 | $51,672 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-16 | Listed for sale | $579,000 |
For Sale by Agent
View on Zillow