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265 Union Ave, Belleville, NJ, 07109

3beds
3baths
--sqft
$629,000
--price/sqft
$4,661/moest. monthly cost
$186,440/yrincome needed

About This Home

Tudor-style brick home with an open floor plan and a spacious two-car garage. Features include hardwood floors throughout and an updated kitchen designed for both function and style. The living room offers a fireplace and flows into a private den with French doors ideal for a home office or flex space. A formal dining room adds to the layout, complemented by generously sized rooms filled with natural light. Bright, airy, and conveniently located near NYC transportation, Located On The Nutley Border.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
Belleville PS3Grades K-60.2 mi
2/10
Belleville Middle SchoolGrades 7-80.3 mi
2/10
Belleville Sr High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1927

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Range/Oven-Gas,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: First

Features

  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Natural Gas
  • Cooling features: 1 Unit

Kitchen

  • Features: Kitchen Island
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1601062030000000270000

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 50 x 160.1

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance *$188$2,256
Property Taxes $1,100$13,200
Electricity $193$2,318
Total$4,661$55,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,805/yr
40% on housing$139,830/yr
45% on housing$124,293/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07109$308
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07109$378
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Pending sale$629,000
2026-04-20Listed for sale$629,000
2019-09-27Sold$335,000
2019-08-19Pending sale$349,000
2019-07-15Price change$349,000
2019-07-02Pending sale$359,000
2019-04-23Listed for sale$359,000
2013-08-23Listed for rent$2,500
2013-08-23Listing removed$319,900
2013-03-20Listed for sale$319,900
2012-06-06Listing removed$354,900
2011-10-21Listed for sale$354,900
2005-08-26Sold$365,000
1997-05-01Sold$105,000

For Sale by Agent

AgentMatthew Defede
BrokerageRealty Executives Elite Homes

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