128 White Oak Ter, Belleville, NJ, 07109
About This Home
This beautiful single residence boasts a charming interior, with a cozy living room, formal dining room, and kitchen situated on the first floor. Towards the rear, a cozy nook offers versatility in its usage. The outdoor amenities include two decks, one featuring a gazebo and the other an aboveground pool, alongside new retaining walls, a paver patio, automatic sprinkler system, electrical exterior lighting, and greenery areas.. The upper level boasts two large bedrooms and a full bathroom, with a walk-up attic offering generous storage space. The partially finished basement offers additional living area for diverse uses.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1942
Materials
- Roof: Asphalt Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Carbon Monoxide Detector,Dishwasher,Microwave,Range/Oven-Gas,Refrigerator,See Remarks,Gas Water Heater
Basement
- Features: Leisure,Storage,Toilet,Utility
Basement
- Has basement: Yes
- Basement: Yes,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Formal Dining Room
Features
- Flooring: Tile,Wood
Heating & Cooling
- Heating features: Radiators - Steam,Natural Gas
- Cooling features: Wall Unit(s)
Kitchen
- Features: Not Eat-In Kitchen,Pantry,Separate Dining Area
Property
Details
- Parcel number: 1601073020000000110000
- Exclusions: Seller's personal property
Features
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Deck,Patio
- Exterior features: Barbecue
- Has view: Yes
- View description: Skyline
Lot
- Lot size: 7,500 sqft
- Lot size dimensions: 50 x 150
Parking
- Total spaces: 2
- Parking features: 1 Car Width,Asphalt,Attached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $179 | $2,148 |
| Property Taxes | $1,048 | $12,576 |
| Electricity | $193 | $2,318 |
| Total | $4,448 | $53,376 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Price change | $634,998 |
| 2026-01-19 | Listed for sale | $649,999 |
| 2017-06-26 | Sold | $300,000 |
| 2017-02-17 | Listed for sale | $300,000 |
| 2016-10-12 | Listing removed | $335,900 |
| 2016-04-12 | Listed for sale | $335,900 |
| 2008-04-28 | Sold | $315,000 |
| 2003-06-13 | Sold | $257,000 |
| 2000-05-30 | Sold | $172,000 |
| 1997-09-08 | Sold | $142,500 |
For Sale by Agent
View on Zillow