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91 Tiona Ave, Belleville, NJ, 07109

2beds
3baths
--sqft
$579,000
--price/sqft
$4,306/moest. monthly cost
$172,240/yrincome needed

About This Home

REIMAGINED, RENOVATED & REMARKABLE! Step inside this beautifully transformed Cape Cod, where classic character meets fresh finishes, modern comfort & extensive updates. The 1st floor was completely renovated with new walls, structural beams, electrical, plumbing & hardwood floors throughout. The bright open layout features an inviting living room, fully renovated kitchen with charming greenhouse window, powder room & versatile dining room with sliders to the deck. Ductless mini-splits add comfort throughout. Upstairs, 2 comfortable bedrooms & an updated full bath create a refreshed retreat. The finished lower level offers valuable room to grow with a generous bonus room, office area, full bath, sealed & painted basement walls, new flooring, updated lighting, 2 washers & dryer...ideal for guests, recreation, hobbies, fitness, working from home or additional everyday living space. Outside, enjoy a beautifully landscaped, fenced backyard with a large deck, attractive pavers, boxed gardens & remodeled shed. A long driveway provides generous off-street parking. Additional improvements include a new roof, gutters & drainage, rebuilt chimney, new water heater, staircase, interior doors, designer front door, custom blinds & fresh paint. Extensively renovated, truly move-in ready & filled with flexible living space - simply unpack and enjoy. Welcome in!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
Belleville PS5Grades PK-60.2 mi
3/10
Belleville Middle SchoolGrades 7-80.8 mi
2/10
Belleville Sr High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1941

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2019

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Features: Bath(s) Other, Laundry Room, Office, Rec Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First

Features

  • Breakfast,Foyer,Rec Room,Office
  • Window features: Window Treatments
  • Flooring: Wood

Heating & Cooling

  • Heating features: 1 Unit,Natural Gas
  • Cooling features: 4+ Units,Ductless Split AC

Kitchen

  • Features: Eat-in Kitchen,Pantry
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1601055010000000110000
  • Zoning description: Residential

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 37.5 x 100

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Asphalt,Off Street
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$173$2,076
Property Taxes $1,013$12,156
Electricity $193$2,318
Total$4,306$51,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,634/yr
40% on housing$129,180/yr
45% on housing$114,826/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07109$308
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07109$378
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$579,000
2026-07-30Listed for sale$579,000
1990-07-31Sold$155,000
AgentCarol Abdo
BrokerageBerkshire Hathaway HomeServices Jordan Baris Realty

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