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15 Stevens Rd, Belleville, NJ, 07109

4beds
3baths
--sqft
$599,000
--price/sqft
$4,448/moest. monthly cost
$177,920/yrincome needed

About This Home

Welcome to this spacious and impeccably maintained 4-bedroom, 2.5-bath home, nestled in one of Belleville's charming residential neighborhoods with easy access to major highways, public transportation, schools, parks, shopping, and dining. The ground level welcomes you with a comfortable den featuring direct access to the backyard, ample storage, and a convenient powder room. The finished basement, complete with a separate entrance, offers exceptional flexibility with a summer kitchen, full bath, laundry area, private office, and generous living space ideal for entertaining, extended living, or working from home. The sun-filled main level features an open-concept layout where the spacious kitchen overlooks the formal dining room and inviting living room. Upstairs, you'll find four generously sized bedrooms and a well-kept full bath. Enjoy year-round comfort with central air and the peace of mind of a roof replaced in 2020. Step outside to a private backyard with an above-ground pool, perfect for summer enjoyment and entertaining. Lovingly maintained with true pride of ownership, this home offers the perfect blend of space, comfort, functionality, and an unbeatable location. Don't miss this wonderful opportunity!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
Belleville PS10Grades PK-60.3 mi
3/10
Belleville Middle SchoolGrades 7-81.3 mi
2/10
Belleville Sr High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1932

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Microwave,Range/Oven-Gas,Refrigerator,See Remarks,Gas Water Heater

Basement

  • Features: Laundry,RecRoom,SeeRem,Utility,Workshop

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Flooring: Laminate,Parquet-Some,Tile
  • Number of fireplaces: 1
  • Fireplace features: Imitation,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Electric,Natural Gas
  • Cooling features: 1 Unit,Central Air,See Remarks

Kitchen

  • Features: Eat-in Kitchen,See Remarks
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1601008030000000070000

Features

  • Private pool: Yes
  • Pool features: Outdoor Pool,Above Ground
  • Patio & porch: Enclosed Porch(es),Patio
  • Exterior features: Curbs

Lot

  • Lot size: 4,356 sqft
  • Features: Level
  • Lot size dimensions: 40 x 106.22

Parking

  • Total spaces: 1
  • Parking features: 2 Car Width,See Remarks,Finished Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$179$2,148
Property Taxes $1,048$12,576
Electricity $193$2,318
Total$4,448$53,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,502/yr
40% on housing$133,440/yr
45% on housing$118,613/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07109$308
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07109$378
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$599,000
2020-07-22Sold$340,000
2020-04-29Pending sale$359,000
2020-03-03Price change$359,000
2019-11-12Listed for sale$369,900

For Sale by Agent

AgentYanina Castillo Lopez
BrokeragePremier Homes

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