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96 Heckel St, Belleville, NJ, 07109

4beds
3baths
2,100sqft
$599,000
$285price/sqft
$4,486/moest. monthly cost
$179,440/yrincome needed

About This Home

Priced to Sell!! Don't miss this incredible opportunity to own a well-maintained 3-family home in the highly sought-after community of Belleville, NJ! Situated on a desirable corner lot, this property offers great potential for future value appreciation with the right vision. Each of the three units includes its own dedicated parking space, a rare and valuable convenience in the area. All units are currently tenant-occupied, with rents below market value, making this a prime opportunity for investors looking to increase cash flow or for owner-occupants seeking rental income. The first-floor unit features 2 spacious bedrooms and 1 full bath. The two second-floor units each offer 1 bedroom, 1 bathroom, and a comfortable living area. Located close to public transportation, shopping, and houses of worship, this property combines convenience, versatility, and income potential. Whether you're an investor or planning to live in one unit while renting out the others, this is a smart move in today's market.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

2/10
Belleville PS4Grades PK-60.4 mi
2/10
Belleville Middle SchoolGrades 7-81.9 mi
2/10
Belleville Sr High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1912

Materials

  • Roof: Asphalt Shingle,Flat
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Exhaust Fan,Range/Oven - Gas,Refrigerator,Kitchen Exhaust Fan

Basement

  • Has basement: Yes
  • Basement: Yes,Bilco-Style Door,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedrooms,Eat-in Kitchen,Living/Dining Room,Pantry,Eat-In Kitchen,Living Room,Master Bedroom

Heating & Cooling

  • Heating features: 3 Units,Baseboard - Electric,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Property

Details

  • Parcel number: 1601001070000000120000
  • Exclusions: Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Metal Fence,Privacy

Lot

  • Lot size: 2,613 sqft
  • Features: Corner Lot
  • Lot size dimensions: 25 x 100

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Driveway-Exclusive,Enclosed,Off Street
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$179$2,148
Property Taxes $1,048$12,576
Electricity $231$2,777
Total$4,486$53,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,805/yr
40% on housing$134,580/yr
45% on housing$119,626/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 07109$309
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07109$378
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$599,000
2025-11-29Price change$649,000
2025-10-06Price change$665,000
2025-08-16Listed for sale$679,000
2003-12-19Sold$242,000
2002-01-24Sold$160,000

For Sale by Agent

AgentJohn T. Bowe Jr
BrokerageWeichert Rltrs Ten-Creskl

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