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34 Espy Rd, Caldwell, NJ, 07006

2beds
2baths
--sqft
$565,000
--price/sqft
$4,191/moest. monthly cost
$167,640/yrincome needed

About This Home

Set in a neighborhood just a block from Caldwell's town center, this Dutch Colonial offers comfort & charm. The welcoming front porch spans the width of the home, perfect for morning coffee or relaxing summer evenings. Inside, the hardwood floors & thoughtfully proportioned rooms create a warm & inviting feel. The home features two well sized BDRMS, one full BTH upstairs & convenient half BTH on main level. The eat-in kitchen opens to a generous formal dining room with chair molding & a glass door opening to the patio & beautifully maintained backyard with mature landscaping. Outdoor space offers privacy & is ideal for entertaining or simply relaxing. Attached utility closet provides add'l storage. Living room is cozy & bright, featuring wood-burning fireplace with classic mantel & large window with shutters that brings in plenty of natural light. Upstairs, a full bath offers built-in storage & LRG hallway linen closet. Both BDRMS feature DBL closets, recessed lighting & LRG windows. Hallway pull-down attic with whole house fan provides extra storage. One car garage offers direct access into the home & leads to unfinished basement with laundry & excellent potential, plus a long driveway for add'l parking. Whole house generator & C/A provide added comfort & peace of mind. Lovingly maintained by same owner since 1995, this home reflects true pride of ownership. Ideally located just a short distance from Bloomfield Ave shops, restaurants, Grover Cleveland County Park & NYC trans

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
Harrison SchoolGrades PK-K0.4 mi
6/10
6/10

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Wood Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Gas Cooktop,Dishwasher,Dryer,Kitchen Exhaust Fan,Refrigerator,Wall Oven(s) - Gas,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Unfinished,Sump Pump

Bedroom1

  • Level: Second
  • Area: 187

Bedroom2

  • Level: Second
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 182

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiators - Steam,Natural Gas
  • Cooling features: Central Air

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 104

Living Room

  • Level: First
  • Area: 198

Property

Details

  • Parcel number: 1603000360000000400000
  • Other equipment: Generator-Hookup
  • Exclusions: Dining Room Chandelier

Features

  • Patio & porch: Open Porch(es),Patio
  • Exterior features: Sidewalk

Lot

  • Lot size: 5,662 sqft
  • Features: Level
  • Lot size dimensions: 50 x 115

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Additional Parking,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$154$1,848
Property Taxes $988$11,856
Electricity $193$2,318
Total$4,191$50,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,691/yr
40% on housing$125,730/yr
45% on housing$111,760/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07006$410
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07006$392
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Pending sale$565,000
2026-04-30Listed for sale$565,000
1996-01-03Sold$175,000
1993-11-08Sold$167,250

For Sale by Agent

AgentPamela Kutoroff, Bhhs Van Der Wende Properties, Douglas Biamonte
BrokerageBhhs Van Der Wende Properties

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