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14 Franklin St, Cedar Grove, NJ, 07009

2beds
1baths
--sqft
$629,000
--price/sqft
$4,803/moest. monthly cost
$192,120/yrincome needed

About This Home

Nestled in the heart of the highly sought-after Cedar Grove, this rare two-bedroom colonial offers a perfect blend of classic charm and modern potential. Recently recognized as one of New Jersey's hottest towns, Cedar Grove is the ideal place to Call home.Key Features:Charming Colonial Style: Experience the warmth of this well-maintained home, featuring hardwood floors throughout that add elegance and character.Inviting Living Spaces: Step into a beautiful living room complete with a wood-burning stove insert, perfect for cozy evenings friends. The formal dining room sets the stage for memorable gatherings.Screened-In Back Porch: Enjoy year-round outdoor living on the spacious screened-in back porch, complete with glass inserts to maximize usage even in cooler months.Generous Bedrooms: Upstairs, you'll find two spacious bedrooms with ample natural light, accompanied by a main bath thoughtfully located in the hallway.Private Outdoor Oasis: The fenced-in yard offers a serene retreat, ideal for play, gardening, or entertaining on warm summer evenings.Future Potential: With sellers willing to share renovation and expansion plans, envision transforming this home into a stunning four-bedroom residence tailored to your vision.Don't miss this incredible opportunity to own a piece of Cedar Grove's charm! Whether you're a first-time buyer or looking to expand/downsize, 14 Franklin Street is a canvas waiting for your personal touch.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
7/10
Cedar Grove High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1932

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dryer,Range/Oven-Gas,Refrigerator,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Radiators - Steam,Natural Gas
  • Cooling features: Ceiling Fan(s),Ductless Split AC

Kitchen

  • Features: Galley Type,Separate Dining Area

Property

Details

  • Parcel number: 1604000270000000040000
  • Exclusions: None. Sellers are INCLUDING the EV charger

Features

  • Patio & porch: Enclosed Porch(es),Patio

Lot

  • Lot size: 6,969 sqft
  • Features: Level
  • Lot size dimensions: 55 x 130

Parking

  • Total spaces: 3
  • Parking features: 1 Car Width,Asphalt,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance *$153$1,836
Property Taxes $1,277$15,324
Electricity $193$2,318
Total$4,803$57,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,674/yr
40% on housing$144,090/yr
45% on housing$128,080/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07009$1,338
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07009$382
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$629,000
2026-07-22Listed for sale$629,000
2016-02-02Sold$325,000
2015-10-17Price change$329,900
2015-09-09Listed for sale$349,900
AgentDaniel Buchsbaum
BrokerageBerkshire Hathaway Fox & Roach Realtors

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