20 Montrose Ter, Irvington, NJ, 07111
About This Home
Beautifully maintained and renovated in 2024, this spacious 2-family home offers flexibility, comfort, and value. Delivered vacant at closing, the property features two well-appointed units, each offering a spacious eat-in kitchen, two generously sized bedrooms, a bright living room, and abundant natural light throughout.The home is in very good condition and move-in ready, with renovations completed in 2024 that enhance both comfort and overall appeal. A full basement with a private entrance offers additional potential, while the fenced backyard provides space for outdoor enjoyment and recreation.Additional features include forced-air heating, vinyl flooring, and modern kitchen amenities. Conveniently located near major highways, public transportation, shopping, schools, parks, and everyday services, with approximately a 25-minute commute to New York City.Seller concessions are available. Don't miss the opportunity to own this move-in-ready multi-family property in a convenient Irvington location..
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1953
Materials
- Roof: Flat
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Water Heater(See Remarks,Gas),Water Heater,Unit 1(Range/Oven,Refrigerator),Unit 2(Range/Oven,Refrigerator)
Basement
- Has basement: Yes
- Basement: Partially Finished, Full, Exterior Entry
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Features
- Unit 1(2 Bedrooms,Kitchen,1 Bath,Living Room,Den/Family Room),Unit 2(2 Bedrooms,Kitchen,1 Bath,Living Room,Den/Family Room)
Heating & Cooling
- Heating features: Central,Forced Air
- Cooling features: A/C Window Unit(s),Unit 1(A/C Central,A/C Unit),Unit 2(A/C Central,A/C Unit)
Interior Area
- Total structure area: 1,516
- Total interior livable area: 1,516 sqft
Property
Accessibility
- Accessibility features: Unit 1 Accessibility Features,Unit 2 Accessibility Features
Details
- Parcel number: 0900127000000033
Features
- Stories: 2
- Patio & porch: Porch
- Exterior features: Barbecue,Yard,Porch
Lot
- Lot size: 2,252 sqft
- Features: Near Shopping,Near Train,Near Public Transit
- Lot size dimensions: 0.00 x 0.00
Parking
- Parking features: On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $304 | $3,648 |
| Property Taxes | $1,048 | $12,576 |
| Electricity | $193 | $2,318 |
| Total | $4,573 | $54,876 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $599,000 |
| 2026-07-22 | Listing removed | $615,000 |
| 2026-06-16 | Listed for sale | $615,000 |
| 2025-01-15 | Sold | $505,000 |
| 2025-01-13 | Pending sale | $495,000 |
| 2024-12-28 | Contingent | $495,000 |
| 2024-12-28 | Pending sale | $495,000 |
| 2024-11-21 | Listed for sale | $495,000 |
| 2024-11-21 | Contingent | $495,000 |
| 2024-11-21 | Pending sale | $495,000 |
| 2024-10-16 | Listed for sale | $495,000 |
| 2024-03-04 | Listing removed | -- |
| 2024-02-03 | Listed for sale | $545,000 |
| 2023-02-21 | Listing removed | -- |
| 2022-08-05 | Price change | $375,000 |
| 2022-07-13 | Listed for sale | $384,900 |
| 2021-07-30 | Sold | $325,000 |
| 2021-05-06 | Listing removed | -- |
| 2021-05-05 | Price change | $1,500 |
| 2021-04-25 | Listed for rent | $1,600 |
| 2021-02-25 | Listing removed | -- |
| 2020-06-09 | Listing removed | $1,500 |
| 2020-03-01 | Listed for rent | $1,500 |
| 2020-02-28 | Sold | $250,000 |
| 2020-01-27 | Pending sale | $239,900 |
| 2019-11-08 | Sold | $125,000 |
| 2009-08-21 | Sold | $45,000 |
| 2008-01-08 | Sold | $88,000 |
| 2005-01-14 | Sold | $250,000 |
| 2000-12-14 | Sold | $141,000 |
For Sale by Agent
View on Zillow