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420 21St St, Irvington, NJ, 07111

12beds
6baths
3,252sqft
$825,000
$254price/sqft
$6,390/moest. monthly cost
$255,600/yrincome needed

About This Home

Cash-Flowing 3-Family in Irvington!Don't miss this massive 12-bed, 6-bath multi-family home generating an impressive $9,000/month in active income! With over 3000 sq ft of living space, this property combines steady long-term tenants and rotating Airbnb renters for a strong, diversified cash flow. Located on a quiet block close to major highways, transit, and shopping this is a turnkey investment with serious upside potential. Perfect for both investors and owner-occupants looking to live in one unit and let the rest pay the mortgage!

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

3/10
University Middle SchoolGrades 6-80.6 mi
1/10
Irvington High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1914

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 12
  • Bathrooms: 6
  • Full bathrooms: 6

Features

  • Bedrooms,Eat-in Kitchen,Living Room,Master Bedroom,Eat-In Kitchen

Heating & Cooling

  • Heating features: 3 Units,Forced Air,Electric,Natural Gas
  • Cooling features: 3 Units,Central Air

Interior Area

  • Total structure area: 3,252
  • Total interior livable area: 3,252 sqft

Property

Details

  • Parcel number: 1609001630000000190000

Features

  • Levels: 3-Three Story
  • Stories: 3

Lot

  • Lot size dimensions: 24.62 x IRREG.

Parking

  • Total spaces: 4
  • Parking features: Parking Lot-Exclusive,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$418$5,016
Property Taxes $1,443$17,316
Electricity $358$4,301
Total$6,390$76,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,085/yr
40% on housing$191,700/yr
45% on housing$170,400/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 07111$271
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07111$304
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$760,000
2025-10-28Listed for sale$825,000
2017-03-02Listing removed$165,000
2016-10-28Listed for sale$165,000
2009-08-03Sold$10,000
2006-04-03Sold$310,000
2004-04-21Sold$230,000

For Sale by Agent

AgentNicholas Veronsky
BrokerageExp Realty, Llc

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