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81 Grace St, Irvington, NJ, 07111

4beds
2baths
0sqft
$625,000
--price/sqft
$4,763/moest. monthly cost
$190,520/yrincome needed

About This Home

Welcome to 81 Grace Street, an extensively renovated two-family home offering modern comfort and income-producing potential. Renovated in 2021, the property features upgraded plumbing and electrical throughout, replacement windows, updated insulation, renovated kitchens and bathrooms, recessed lighting, updated flooring, laundry, and open-concept living and dining space. Both units feature central air with individual Nest thermostats.Offering 4 bedrooms and 2 full bathrooms across two separate units, this home is ideal for an owner-occupant or investor. Additional features include a full basement with ample storage, detached garage, and off-street parking for multiple vehicles. Conveniently located near shopping, schools, transportation and major roadways, with many of the home's major systems and finishes already updated.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

3/10
University Middle SchoolGrades 6-80.9 mi
1/10
Irvington High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Flat
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedrooms,Dining Room,Kitchen,Living Room,Pantry

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Natural Gas
  • Cooling features: 2 Units,Central Air

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 1609002200000000280000
  • Exclusions: All personal property

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 28.80 x 100

Parking

  • Total spaces: 3
  • Parking features: 1 Car Width,Off Street
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$317$3,804
Property Taxes $1,093$13,116
Electricity $193$2,318
Total$4,763$57,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,302/yr
40% on housing$142,890/yr
45% on housing$127,013/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07111$270
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07111$304
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$625,000
2021-07-01Sold$220,000

For Sale by Agent

AgentSayeeda Moore
BrokerageRe/Max First Realty Ii

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