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81 Mount Vernon Ave, Irvington, NJ, 07111

6beds
3.1baths
0sqft
$650,000
--price/sqft
$4,945/moest. monthly cost
$197,800/yrincome needed

About This Home

Spacious two-family home featuring 3 bedrooms on each floor, along with a full bath, living room, dining room, and kitchen. The fully finished basement offers a large recreation room, kitchen, and one full and one half bath. Enjoy a two-car garage with automatic openers, two additional driveway parking spaces, and a generously sized backyard. A fantastic opportunity for both homeowners and investors!

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
5/10
1/10
Irvington High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range/Oven - Gas,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3.1
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bedrooms,Dining Room,Family Room,Kitchen,Living Room

Heating & Cooling

  • Heating features: 2 Units,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 1609002290000000270000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 35 x 100

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Driveway-Exclusive,Built-In Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$329$3,948
Property Taxes $1,137$13,644
Electricity $193$2,318
Total$4,945$59,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,542/yr
40% on housing$148,350/yr
45% on housing$131,866/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07111$270
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07111$304
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$650,000
2026-07-18Listed for sale$650,000
2014-08-06Listing removed$1,200
2014-04-18Listed for rent$1,200

For Sale by Agent

AgentAndres Crespo
BrokerageColdwell Banker Realty

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