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428 Union Ave, Irvington, NJ, 07111

3beds
2baths
3,150sqft
$405,000
$129price/sqft
$3,307/moest. monthly cost
$132,280/yrincome needed

About This Home

Newer Roof Updated Kitchen Charming Corner-Lot Home with Modern Updates! Welcome home to this charming and spacious corner-lot property offering comfort, functionality, and endless potential. Move-in ready with room to personalize, this home features a newer roof for added peace of mind, 3 generously sized bedrooms, 1.5 bathrooms, an updated kitchen with new appliances, a full unfinished walk-out basement, and a fenced backyard perfect for outdoor entertaining, gardening, or relaxing. Enjoy the privacy and versatility of the extended enclosed front porch, ideal for morning coffee, reading, or additional living space. The flexible floor plan provides an excellent opportunity to make this home your own while enjoying several recent improvements. Heating system and hot water heater were updated in 2026. This estate sale is sold AS IS. The Administrator is the successor representative of the estate. The enclosed front porch was updated approximately five years ago along with siding and roof; the exact completion date is unknown. Flooring upstairs and carpeting are original and dated. The fence requires a minor repair, and the property may benefit from general maintenance and cosmetic updates. All information regarding the property's improvements and condition is based on estate records and/or seller disclosures and has not been independently verified. Buyers are encouraged to perform their own due diligence. Schedule your private tour today and submit your offer!

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
5/10
1/10
Irvington High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1914

Materials

  • Roof: Composition Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dryer,Microwave,Refrigerator,Washer,Gas Water Heater

Basement

  • Features: Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Unfinished,Walk-Out Access

Bedroom1

  • Level: Second
  • Area: 156

Bedroom2

  • Level: Second
  • Area: 154

Bedroom3

  • Level: Second
  • Area: 60

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living/Dining Combo
  • Level: First

Features

  • Flooring: Carpet,Wood

Heating & Cooling

  • Heating features: 1 Unit,Electric,Natural Gas
  • Cooling features: 1 Unit,Attic Fan

Interior Area

  • Total structure area: 3,150
  • Total interior livable area: 3,150 sqft

Kitchen

  • Features: Not Eat-In Kitchen,Separate Dining Area
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1609002400000000010000
  • Exclusions: All personal property

Lot

  • Lot size: 3,049 sqft
  • Features: Corner Lot
  • Lot size dimensions: 38.82 x IRR

Parking

  • Parking features: 2 Car Width,Asphalt,Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$205$2,460
Property Taxes $708$8,496
Electricity $347$4,166
Total$3,307$39,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,382/yr
40% on housing$99,210/yr
45% on housing$88,186/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 07111$272
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07111$304
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$405,000
2011-12-09Listing removed$85,000
2011-06-11Listed for sale$85,000
1990-02-27Sold$93,000

For Sale by Agent

AgentKerra Williams
BrokerageHomesmart First Advantage Realty

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