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13 Harding Pl, Livingston, NJ, 07039

6beds
6baths
--sqft
$1,995,000
--price/sqft
$14,588/moest. monthly cost
$583,520/yrincome needed

About This Home

Brand New Construction! Experience luxury living in this exceptional 4,500 +/- SF 6-bedroom, 5.5-bath home nestled in the desirable Riker Hill section of Livingston. The 1st floor welcomes you with a grand foyer that sets an impressive tone from the moment you enter. The bright, open layout is centered around a custom-designed kitchen featuring premium appliances, abundant storage, and a convenient mudroom. An elegant dining room offers a refined setting for gatherings, while a stylish powder room adds everyday convenience. A private en-suite bedroom on the main level enhances comfort for guests. Direct access to the 2-car garage completes the thoughtfully designed first floor.The second level offers four well-appointed bedrooms, including an elegant primary suite with a spa-inspired bathroom, along with three additional bathrooms and a dedicated laundry room.The lower level expands your living space with a full bedroom and bathroom, along with a versatile recreation or office area. Outside, a thoughtfully designed backyard oasis provides the perfect setting for relaxation or entertaining.Defined by quality craftsmanship, thoughtful design, and an ideal location, this home delivers an elevated lifestyle in one of Livingston's most sought-after neighborhoods.This property includes a 10 year warranty.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
8/10
Heritage Middle SchoolGrades 7-81.1 mi
9/10
Livingston Sr High SchoolGrades 9-121.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: See Remarks
  • Construction materials: See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Water Heater (See Remarks)

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Zoned,Natural Gas
  • Cooling features: See Remarks

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 1610005000000000360000

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 50 x 255

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Asphalt,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance *$406$4,872
Property Taxes $3,902$46,824
Electricity $193$2,318
Total$14,588$175,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$500,160/yr
40% on housing$437,640/yr
45% on housing$389,013/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07039$783
Essex County$381

vs Homes Sold Last Month

Median $/sqft

ZIP 07039$528
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$2,100,000
2026-03-31Listing removed$2,200,000
2025-12-09Listed for sale$2,200,000
2025-01-30Sold$670,000
2005-06-21Sold$435,000

New Construction

AgentSamantha Lamptey
BrokerageExodus Real Estate

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