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7 White Oak Dr, Livingston, NJ, 07039

6beds
6baths
--sqft
$2,200,000
--price/sqft
$16,075/moest. monthly cost
$643,000/yrincome needed

About This Home

10 years Builders Warranty. HOME UNDER CONSTRUCTION - WORK WITH BUILDER TO SELECT FINISHES. Contemporary Style meets Luxurious Living in this stunning Custom Smart Home with nearly 4,600 sq ft of livable space across three levels. An Impressive Home with Grand Foyer, & Modern and high end finishes. First Floor with10ft Ceilings, Formal Living Rm & Formal Dining Rm & Butler's Pantry. Family Room with 13ft Ceilings, Gas FP & Sliders leading to Outdoor Entertaining, including Deck, Covered Paver Patio and Stone Gas FP. A thoughtfully appointed Gourmet Kitchen w/ High End SS Appliances, Walk-in Pantry, Custom Cabinetry & Large Island w/Quartz Waterfall. Private First Floor Guest Suite w/ Bedroom & Full Bath. Mudroom & Powder Room complete first floor. Second Floor with 9ft Ceilings includes a Luxurious Primary Suite w/tray Ceilings, Private Balcony, Custom WIC's & Spa Bath w/soaking tub, Dual Vanity & Water Closet. Additional Three Large Bedrooms, Separate Home Office & Laundry Room. Finished Basement with 9ft ceilings, Bedroom, Bath, Rec Room & Wet Bar. Landscaping, BBQ Gas Line. Fall 2026 Completion.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
9/10
9/10
Livingston Sr High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Home,Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Kitchen Exhaust Fan,Range/Oven-Gas,Refrigerator,Gas Water Heater
  • Laundry features: Level 2

Basement

  • Features: 1 Bedroom, Bath(s) Other, Office, Rec Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Sump Pump

Bedroom1

  • Level: Second
  • Area: 240

Bedroom2

  • Level: Second
  • Area: 156

Bedroom3

  • Level: Second
  • Area: 156

Bedroom4

  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 169

Family Room

  • Level: First
  • Area: 288

Features

  • Wet Bar,Bedroom,Rec Room,Office,In-Law Floorplan
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Natural Gas
  • Cooling features: 2 Units

Kitchen

  • Features: Kitchen Island,Pantry,Separate Dining Area
  • Level: First
  • Area: 252

Living Room

  • Level: First
  • Area: 169

Master Bathroom

  • Features: Soaking Tub,Stall Shower

Property

Details

  • Parcel number: 1610010050000000050000

Features

  • Patio & porch: Deck

Lot

  • Lot size: 10,454 sqft
  • Features: Level
  • Lot size dimensions: 85 x 125

Parking

  • Total spaces: 4
  • Parking features: 2 Car Width,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,124$133,488
Home Insurance *$447$5,364
Property Taxes $4,311$51,732
Electricity $193$2,318
Total$16,075$192,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$551,142/yr
40% on housing$482,250/yr
45% on housing$428,666/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07039$780
Essex County$381

vs Homes Sold Last Month

Median $/sqft

ZIP 07039$528
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-16Listed for sale$2,200,000
2026-05-11Sold$950,000
2010-08-30Sold$570,000

New Construction

AgentMukta Bhatia
BrokerageColdwell Banker Realty

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