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20 Lincoln Ave, Livingston, NJ, 07039

3beds
2baths
--sqft
$699,000
--price/sqft
$5,236/moest. monthly cost
$209,440/yrincome needed

About This Home

LOVELY & INCREDIBLY WELL-MAINTAINED 3-BED COLONIAL IN VIBRANT LIVINGSTON NEIGHBORHOOD. Great bones & long list of modern updates. Bright & sun-filled w/ newer Windows & gleaming refinished (2026) hardwood flooring. Charming curb appeal from welcoming composite wood Covered Front Porch that's the perfect spot to sip morning coffee. Rooms flow graciously into each other, starting w/ a cheerful, bright Living Room. Dining Room sized for entertaining has wood/glass doors opening to Deck & level Back Yard w/ privacy fencing. Sits adjacent to 2 undevelopable city-owned lots where neighbors gather. Large Eat-In Kitchen updated (2021) for today's living boasts s/s appliances, leathered granite countertops, easy-to-maintain wood-look Pergo flooring. Primary Bdrm w/ large Closet & 2 more Bdrms share Full Hall Bath w/ radiant heat flooring, wood vanity & tub/shower w/ tile surround. Walk-up Attic has tall ceilings, great Storage & lots of potential. Partially finished Lower Level offers lovely Full Bath, recessed lighting & freshly painted cement flooring (2026). Use as Rec Room, Workout Space or anything else"buyer's choice! Many electrical & modernization updates inc. 2nd subpanel, additional outlets, attic structural walls. Mini-split heat/AC units offer year-round comfort. Detached 2-car Garage w/ lots of Storage. Blocks from top-rated schools. Easy access to NYC transportation, Rt 10 shopping/dining & more. Updated in all the right places, 20 Lincoln is ready for you!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

9/10
9/10
9/10
Livingston Sr High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1928

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Wood Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Disposal,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater

Basement

  • Features: Bath Main, Rec Room, Storage Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished

Bedroom1

  • Level: Second
  • Area: 150

Bedroom2

  • Level: Second
  • Area: 108

Bedroom3

  • Level: Second
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 154

Features

  • Rec Room

Heating & Cooling

  • Heating features: Radiators - Steam,Natural Gas
  • Cooling features: Central Air,Zoned

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 176

Living Room

  • Level: First
  • Area: 253

Property

Details

  • Parcel number: 1610013030000000190000
  • Exclusions: See Addendum attached to Sellers Disclosure (last page of SD file)

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 50 x 117

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$142$1,704
Property Taxes $1,367$16,404
Electricity $193$2,318
Total$5,236$62,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,520/yr
40% on housing$157,080/yr
45% on housing$139,626/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07039$798
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07039$528
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$699,000
2026-07-15Listed for sale$699,000
1994-09-29Sold$175,000

For Sale by Agent

AgentScott Shuman
BrokerageKeller Williams Realty

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