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470 White Oak Ridge Rd, Short Hills, NJ, 07078

7beds
7baths
--sqft
$3,299,000
--price/sqft
$23,009/moest. monthly cost
$920,360/yrincome needed

About This Home

Stunning NEW CONSTRUCTION in the coveted Deerfield section, set on a flat, fully fenced 0.46-acre lot. Spanning approx. 7,500 sq ft inc garage across 3 finished levels, this home features 7 bedrooms, 6.5 baths, oversized 2-car garage & a circular driveway. A dramatic 2-story foyer opens to sun-filled interiors with 10 ft ceilings on the first and second floors and 9 ft ceilings in the finished basement.The family room w/ fireplace & built-in speakers flows seamlessly into a gourmet chef's kitchen w/ an oversized island, custom cabinetry & hood, Sub-Zero & Wolf appliances, double wall ovens, walk-in pantry, & breakfast nook. Formal living & dining rooms plus a sophisticated bar area create an ideal setting for entertaining, while a first-floor en-suite, mudroom, & powder room add everyday convenience.Upstairs, the primary suite offers dual walk-in closets & a spa-like bath w/ soaking tub, dual vanities & oversized shower. Four additional bedrooms include two en-suites w/ walk-in closets & two connected by a Jack-and-Jill bath, along w/ a full laundry room. The finished basement features a media room, recreation space w/ built-in speakers, office, fitness studio, guest suite, full bath & storage.Smart features include Nest thermostats, Ring doorbell, & EV charger, while a spacious patio overlooks the fenced backyard. Conveniently located near Gero Park, golf courses, town pool, top-rated schools, shopping, & NYC transit, and backed by a 10-year builder warranty.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
8/10
Millburn Middle SchoolGrades 6-81.9 mi
9/10
Millburn Sr High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Microwave,Range/Oven-Gas,Refrigerator,Wine Refrigerator,Gas Water Heater
  • Laundry features: Level 2

Basement

  • Features: 1 Bedroom, Bath(s) Other, Media Room, Office, Rec Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Zoned,Natural Gas
  • Cooling features: Central Air,Zoned

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen,Pantry

Master Bathroom

  • Features: Soaking Tub,Stall Shower

Property

Details

  • Parcel number: 1612048010000000060000

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Sidewalk

Lot

  • Lot size: 0.46 Acres
  • Features: Level
  • Lot size dimensions: .4637AC IRR

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Asphalt,Attached Garage,Finished Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,681$200,172
Home Insurance *$577$6,924
Property Taxes $5,558$66,696
Electricity $193$2,318
Total$23,009$276,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$788,880/yr
40% on housing$690,270/yr
45% on housing$613,573/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07078$809
Essex County$381

vs Homes Sold Last Month

Median $/sqft

ZIP 07078$681
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Listed for sale$3,499,000
2026-02-16Listing removed$3,499,000
2025-09-20Listed for sale$3,499,000
2024-12-14Sold$999,000
2024-10-19Pending sale$1,299,000
2024-09-25Listed for sale$1,299,000
2023-07-01Listing removed--
2021-06-29Sold$970,000
2021-04-23Listed for sale$925,000
2006-01-27Sold$875,000
1994-12-14Sold$408,000

For Sale by Agent

AgentDanielle G. Genovese, Premiumone Realty
BrokeragePremiumone Realty

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