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9 Hamilton Ter, Montclair, NJ, 07043

3beds
2baths
1,972sqft
$785,000
$398price/sqft
$5,702/moest. monthly cost
$228,080/yrincome needed

About This Home

Follow a brick path that leads to a stone front cottage colonial with wood shutters and front garden. Enter a house with original details and many updates. Dining room has a built-in china cabinet, stairs have a carved side detail and living room has a pretty architectural mantel around the wood burning fireplace. The updated kitchen with stainless steel appliances leads to the large addition. A high ceilinged family room for games, toys, fun, TV, etc. The first floor has a bonus room that is a perfect office.Master Bedroom has a walk-in closet. There is also a basement that just needs carpet. The neighborhood is perfect. Bordered by school with playground and Montclair State University Close to New York City train, bus and Route 3. Also close to Upper Montclair Village with restaurants galore, new movie theater, shops, town pool, Mills Reservation, Iris Gardens and Sledding Hill,

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
Bradford SchoolGrades PK-50.2 mi
8/10
Mt Hebron Middle SchoolGrades 6-81.1 mi
6/10
Montclair High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1933

Materials

  • Roof: Composition Shingle
  • Construction materials: Composition Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Gas Cooktop,Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Self Cleaning Oven,Washer,Gas Water Heater

Basement

  • Features: Family Room, Toilet, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished,Full

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: First

Features

  • Office
  • Flooring: Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas
  • Cooling features: 1 Unit,Central Air

Interior Area

  • Total structure area: 1,972
  • Total interior livable area: 1,972 sqft

Kitchen

  • Features: Not Eat-In Kitchen
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 1613010020000000110000

Features

  • Patio & porch: Enclosed Porch(es),Patio
  • Exterior features: Curbs,Sidewalk

Lot

  • Lot size: 6,160 sqft
  • Features: Level
  • Lot size dimensions: 56 x 110 IRR

Parking

  • Total spaces: 4
  • Parking features: 1 Car Width,Asphalt,Driveway-Exclusive,Detached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,969$47,628
Home Insurance *$143$1,716
Property Taxes $1,373$16,476
Electricity $217$2,608
Total$5,702$68,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,497/yr
40% on housing$171,060/yr
45% on housing$152,053/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$398This listing

vs Other Active Listings

Avg $/sqft

ZIP 07043$825
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07043$636
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$785,000
2026-07-29Listed for sale$785,000
2003-04-28Sold$431,000
2000-12-15Sold$431,000

For Sale by Agent

AgentMindy Kenny
BrokerageWest Of Hudson Real Estate

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