550 Bergen St, Newark, NJ, 07108
About This Home
Spacious 3-bedroom, 3.5-bath townhouse with no HOA fees! This home features a bright living room, dining room and a nice deck for relaxing, plus a finished basement with an extra room perfect for a home office or guest space. Includes central A/C & heating and 2 parking spots. Conveniently located just 35 minutes from New York, ideal for commuters.
Getting Around
Very Walkable
Good Transit
BikeableSchools
Construction
Materials
- Roof: See Remarks
- Construction materials: See Remarks
Type & Style
- Home type: Townhouse
- Architectural style: See Remarks
- Property subType: Townhouse,Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Dryer,Refrigerator,See Remarks,Washer
Basement
- Features: Laundry,SeeRem
Basement
- Has basement: Yes
- Basement: Yes,Finished
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Third
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- See Remarks,In-Law Floorplan
- Common walls with other units/homes: 2+ Common Walls
Heating & Cooling
- Heating features: Cent Register Heat,See Remarks
- Cooling features: Central Air
Kitchen
- Features: See Remarks
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 1614025750000000480004
- Attached to another structure: Yes
- Exclusions: Personal property
Lot
- Lot size: 3,484 sqft
- Lot size dimensions: 32.2 x 110
Parking
- Total spaces: 2
- Parking features: 2 Car Width,Off Street,Parking Lot-Shared
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $224 | $2,688 |
| Property Taxes | $698 | $8,376 |
| Electricity | $193 | $2,318 |
| Total | $3,132 | $37,584 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Pending sale | $399,000 |
| 2026-05-01 | Listed for sale | $399,000 |
| 2026-03-30 | Sold | $240,000 |
| 2026-02-19 | Sold | $95,000 |
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