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12 Montclair Ave, Nutley, NJ, 07110

3beds
1baths
1,487sqft
$495,000
$333price/sqft
$3,854/moest. monthly cost
$154,160/yrincome needed

About This Home

Offered for the first time in 28 years, this well-maintained Colonial is nestled on a picturesque, tree-lined dead-end street just a short walk to the NYC bus, making commuting to Manhattan easy while still enjoying a charming residential setting. Filled with natural light, the main level showcases beautiful stained glass windows in the living room, adding timeless character to the inviting living and dining spaces. The eat-in kitchen offers a functional layout for everyday living, while the formal dining room is ideal for gatherings. Step outside to a large, park-like backyard with room to entertain, garden, play, or simply unwind. A detached garage and long driveway provide ample off-street parking. The walk-up attic offers exciting potential for future living space, a home office, or creative retreat, while the full basement provides excellent storage and additional flexibility. Located just minutes from Rt. 3, GSP, NYC bus, and close to the thriving ON3 campus, Trader Joe's, Starbucks, Target, Clifton Commons, Nutley parks, thriving downtown, restaurants, and countless everyday conveniences, this location truly offers the best of both accessibility and neighborhood charm. With just a few key updates, this home offers an incredible opportunity to create a space that reflects your own style while building instant equity in one of Nutley's most desirable locations.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

9/10
6/10
John H Walker Middle SchoolGrades PK,7-81.0 mi
5/10
Nutley High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1929

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Full

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Carpet,Wood

Heating & Cooling

  • Heating features: See Remarks,Oil Tank Below Ground
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,487
  • Total interior livable area: 1,487 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1616003000000000040000

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 43 x 132 IRR

Parking

  • Total spaces: 1
  • Parking features: Off Street,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$131$1,572
Property Taxes $1,028$12,336
Electricity $193$2,318
Total$3,854$46,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,137/yr
40% on housing$115,620/yr
45% on housing$102,773/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 07110$358
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07110$412
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$495,000
1998-11-09Sold$107,500

For Sale by Agent

AgentJennifer Matesic
BrokerageCompass New Jersey Llc

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