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540 Joyce St, Orange, NJ, 07050

4beds
3.1baths
2,600sqft
$819,000
$315price/sqft
$6,219/moest. monthly cost
$248,760/yrincome needed

About This Home

Not your average triplex and Studio, just a 20 minute drive or train to NYC. Two complete houses side by side in one well built and updated building. Great duplex building with a deco vibe converted from A 1940s Social Club/Pub in 1 cool and unique home with 2 addresses and up to 2 units in each on a 140' deep lot . Great for a personal residence, work from home professional office, and/or commercial studio or gallery. In-law suites. Development area, add multi level development. 540 is a two story house currently with 2 nice one bedroom apt's with wall sconces, tile bath, new glass block windows and updated. (Can be 3br LR, DR, EIK & 2 bath). 538 is a 1300 sq ft 2+BR 2Bath SoHo type split level house w/9 & 10' ceilings, patio, attic & basement, see floorplan.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

2/10
Orange High SchoolGrades 9-120.3 mi
6/10

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Wood Shingle
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3.1
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Pantry,Eat-In Kitchen

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Property

Accessibility

  • Accessibility features: Handicap Modified

Details

  • Parcel number: 1617039010000000040000

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 6766 SF

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,141$49,692
Home Insurance *$359$4,308
Property Taxes $1,433$17,196
Electricity $286$3,439
Total$6,219$74,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,222/yr
40% on housing$186,570/yr
45% on housing$165,840/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 07050$279
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07050$346
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-07-10Price change$819,000
2023-05-30Listed for sale$789,000
2023-05-30Listing removed--
2023-03-29Price change$789,000
2022-12-09Pending sale$769,000
2022-11-29Listed for sale$769,000
2022-11-06Pending sale$769,000
2022-10-13Listed for sale$722,000
2022-09-19Listing removed--
2022-06-15Listed for sale$722,000
2022-05-11Listing removed--
2022-02-11Pending sale$639,000
2022-02-03Price change$639,000
2022-01-15Pending sale$539,900
2021-12-01Listed for sale$539,900
2021-11-17Listing removed--
2021-08-20Pending sale$537,000
2021-07-10Price change$479,000
2021-07-04Listed for sale$439,000
1990-09-18Sold$165,000
1987-12-30Sold$90,000

For Sale by Agent

AgentRalph M. Harvey
BrokerageList With Freedom.Com

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