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370 W Clayton Ave, Clayton, NJ, 08312

3beds
2baths
1,979sqft
$350,000
$177price/sqft
$2,845/moest. monthly cost
$113,800/yrincome needed

About This Home

Nestled on a spacious lot in a convenient Clayton location, this charming bungalow-style home offers the perfect blend of comfort, character, and everyday functionality. Featuring 3 bedrooms and 2 full bathrooms, this move-in ready home provides a wonderful opportunity to enjoy immediately while adding your own personal touches over time. The main level welcomes you with a bright and inviting living room with a fireplace, a formal dining room, two generously sized bedrooms, and a full bathroom. The kitchen offers timeless oak cabinetry, Corian countertops, and durable ceramic tile flooring, creating a warm and functional space for everyday living. The second floor offers a spacious primary bedroom, and full bathroom, a dedicated office or sitting area, abundant storage, and the privacy you've been looking for. Recent updates provide added peace of mind, including a Brand-new roof and a new er HVAC system installed in 2025. Outside, you'll appreciate the welcoming front porch, perfect for relaxing with your morning coffee, along with the expansive yard offering plenty of space for entertaining, gardening, play, or future possibilities. Conveniently located near shopping, restaurants, schools, parks, and major commuting routes, this home offers exceptional value, comfortable living, and endless potential. Don't miss your opportunity to make this charming Clayton home your own, schedule your private showing today..

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Clayton Middle SchoolGrades 6-81.1 mi
3/10
Clayton High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Excellent,Very Good,Good,Average
  • Year built: 1926

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2000

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Main
  • Area: 110
  • Dimensions: 10 X 11

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10 X 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Attic/House Fan,Bathroom - Tub Shower,Ceiling Fan(s),Combination Dining/Living,Dining Area,Eat-in Kitchen
  • Flooring: Carpet,Tile/Brick,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,979

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,979
  • Total interior livable area: 1,979 sqft

Laundry

  • Level: Lower

Primary Bedroom

  • Level: Upper
  • Area: 256
  • Dimensions: 16 X 16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 010031500017
  • Zoning: R-B
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: 91.00 x 223.00

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$166$1,992
Property Taxes $692$8,304
Electricity $218$2,617
Total$2,845$34,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,542/yr
40% on housing$85,350/yr
45% on housing$75,866/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 08312$164
Gloucester County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 08312$208
Gloucester County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$350,000
2026-08-05Contingent$350,000
2026-07-01Listed for sale$350,000
2012-02-15Listing removed$174,900
2011-08-13Price change$174,900
2011-05-07Price change$179,900
2011-03-08Price change$189,370
2011-01-23Price change$192,370
2010-07-28Listed for sale$199,900
2001-05-09Sold$56,000

For Sale by Agent

AgentTim Kerr
BrokerageReal Broker, LLC

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