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120 Maple St, Clayton, NJ, 08312

3beds
1baths
1,308sqft
$240,000
$183price/sqft
$1,994/moest. monthly cost
$79,760/yrincome needed

About This Home

Just Reduced – Don’t Miss This Opportunity! Welcome to this charming 3-bedroom twin home in the heart of Clayton! Situated on a beautifully shaded lot, this home offers timeless character, generous living space, and incredible potential at an affordable price. Inside, you’ll find a spacious formal living room, a separate dining room perfect for entertaining, a bright and inviting kitchen, convenient second-floor laundry, a walk-up attic offering abundant storage, and a usable partial basement for even more flexibility. Outside, enjoy a private, fenced backyard that’s ideal for pets, gatherings, or relaxing evenings, along with a driveway that comfortably accommodates 3–4 vehicles. Being sold strictly as-is, this home offers an excellent opportunity for buyers to add their own personal style and updates while building equity. Whether you’re a first-time homebuyer, an investor, or someone looking for a home with great potential, this property is ready for your vision. Opportunities like this don’t last long! Schedule your private showing today and discover everything this home has to offer.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
Clayton Middle SchoolGrades 6-80.7 mi
3/10
Clayton High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1900

Materials

  • Foundation: Permanent
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,308

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,308
  • Total interior livable area: 1,308 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 010070900008
  • Attached to another structure: Yes
  • Zoning: R-C
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 5,358 sqft
  • Lot size dimensions: 38.00 x 141.00

Parking

  • Total spaces: 4
  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$113$1,356
Property Taxes $475$5,700
Electricity $193$2,318
Total$1,994$23,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,365/yr
40% on housing$59,820/yr
45% on housing$53,173/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 08312$167
Gloucester County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 08312$208
Gloucester County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$227,000
2026-08-13Pending sale$227,000
2026-08-11Price change$227,000
2026-07-16Price change$240,000
2026-06-30Price change$259,999
2026-06-01Listed for sale$275,000
2017-12-11Sold$112,000
2017-11-08Pending sale$119,860
2017-09-08Price change$119,860
2017-09-03Price change$119,870
2017-09-01Price change$124,870
2017-08-25Price change$124,880
2017-08-18Price change$124,890
2017-08-16Price change$124,900
2017-08-11Price change$129,880
2017-08-08Price change$129,890
2017-07-19Listed for sale$129,900
2006-06-01Sold$154,500
2006-01-18Sold$44,465

For Sale by Agent

AgentRon Pinchick
BrokerageTesla Realty Group LLC

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