629 Panama Ct, Williamstown, NJ, 08094
About This Home
**NEW PRICE — A Great Opportunity in Holiday City!** Enjoy easy one-floor living with a private wooded backdrop in this well-cared-for 2-bedroom, 2-bath home in Holiday City. Set on a quiet cul-de-sac, this home offers a peaceful location along with several features that make it stand out—including a versatile bonus den and major mechanical updates already completed. Inside, you'll find a comfortable, functional layout with a spacious living room, eat-in kitchen, two bedrooms, two full baths, and a separate den that's perfect for a home office, TV room, hobby space, or additional sitting area. An attached garage with interior access adds convenience and extra storage. Step outside and you'll appreciate one of the home's best features—the wooded setting behind the property, providing added privacy and a relaxing view with no homes directly behind you. The heater and central air conditioning are both approximately **one year old**, while the hot water heater is approximately six years old—valuable updates that offer added peace of mind. The home has been well maintained and offers a great opportunity to move in now and update over time to suit your own style. Now offered at $309,900, this is a great opportunity to enjoy comfortable, low-maintenance living in a sought-after 55+ community close to shopping, dining, and major roadways.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Foundation: Slab
- Construction materials: Vinyl Siding,Brick
Other
- Builder model: CATALINA
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Water Heater
- Laundry features: Main Level
Bedroom1
- Level: Main
- Area: 140
- Dimensions: 10 X 14
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 0
- Dimensions: 0 X 0
Features
- Ceiling Fan(s),Bathroom - Stall Shower,Eat-in Kitchen,Cathedral Ceiling(s)
- Finished area below ground: 0
- Finished area above ground: 1,318
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,318
- Total interior livable area: 1,318 sqft
Kitchen
- Features: Kitchen - Gas Cooking
- Level: Main
- Area: 154
- Dimensions: 11 X 14
Living Room
- Level: Main
- Area: 361
- Dimensions: 19 X 19
Other
- Level: Main
- Area: 120
- Dimensions: 10 X 12
Primary Bedroom
- Level: Main
- Area: 210
- Dimensions: 14 X 15
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1100009030700008
- Zoning: RES
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Exterior features: Sidewalks,Street Lights
Lot
- Lot size: 4,250 sqft
- Features: Level,Wooded
- Lot size dimensions: 50.00 x 85.00
Parking
- Total spaces: 1
- Parking features: Garage Door Opener,Attached,Other
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,642 | $19,704 |
| Home Insurance * | $146 | $1,752 |
| Property Taxes | $649 | $7,788 |
| Electricity | $193 | $2,318 |
| Total | $2,630 | $31,560 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $309,900 |
| 2026-06-18 | Listed for sale | $324,900 |
| 2006-01-18 | Sold | $195,000 |
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