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1692 Victory Ave, Williamstown, NJ, 08094

4beds
2baths
1,418sqft
$345,000
$243price/sqft
$2,783/moest. monthly cost
$111,320/yrincome needed

About This Home

Ultimate turn-key 4-bed ranch in Victory Lakes - completely renovated & upgraded! Tucked away on a quiet dead-end street in a peaceful cul-de-sac, this home is an absolute must-see if you are looking for true move-in readiness and complete peace of mind! Rebuilt down to the studs just three years ago and further enhanced with recent major infrastructure upgrades, virtually every component of this spacious 4-bedroom, 2-full-bath ranch is brand new. Step inside to a light-filled open-concept layout centered around an inviting kitchen featuring a functional island, granite countertops, modern cabinetry, and stainless steel appliances. The kitchen opens to a bright dining space overlooking your sprawling, nearly half-acre lot. The smart split layout places a spacious primary bedroom on its own side of the house right next to a fully renovated full bath, while three additional bedrooms sit across the home near a second full bath. A main-floor laundry/mudroom adds daily convenience, with a mix of luxury vinyl plank, tile, and cozy carpet throughout. Fully replaced down to the studs just 3 years ago (roof, HVAC, windows, doors, water heater, French drains, sump pump, electrical, and PEX plumbing throughout), paired with a brand-new well pump and holding tank for complete reliability. Brand-new custom poured concrete back patio and new front walkway and steps for great curb appeal. The spacious backyard features a cozy fire pit area and a durable, low-maintenance outdoor storage shed for all your tools and outdoor gear. Enjoy lake life just steps away with swimming, fishing, and boating! The community hosts festive holiday fireworks and features a local rec center offering fun events and fitness classes. Enjoy quiet cul-de-sac living in the Monroe Twp school district. Absolutely zero DIY projects or maintenance needed—just unpack and enjoy!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
5/10
4/10
Williamstown High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1981

Materials

  • Foundation: Crawl Space
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,418

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,418
  • Total interior livable area: 1,418 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 110910200002
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Personal Property

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$156$1,872
Property Taxes $690$8,280
Electricity $193$2,318
Total$2,783$33,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,417/yr
40% on housing$83,490/yr
45% on housing$74,213/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 08094$182
Gloucester County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 08094$211
Gloucester County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$345,000
2024-04-16Sold$311,200
2024-03-25Contingent$294,900
2024-03-21Listed for sale$294,900
2024-03-07Listing removed--
2024-03-05Listed for rent$2,600
2023-05-30Listing removed--
2023-05-15Price change$2,750
2023-05-08Price change$2,850
2023-04-16Listed for rent$2,950
2023-01-13Sold$140,000
2022-12-21Pending sale$179,900
2022-12-07Listed for sale$179,900
2004-06-25Sold$100,000

For Sale by Agent

AgentGianna Gugliuzza
BrokerageKeller Williams Realty - Washington Township

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