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28 W Monroe St, Paulsboro, NJ, 08066

2beds
1baths
952sqft
$199,900
$210price/sqft
$1,713/moest. monthly cost
$68,520/yrincome needed

About This Home

Welcome to 28 W. Monroe Street, a move in ready two bedroom, one bathroom home situated on a spacious corner lot. Blending classic character with modern updates, this home features a bright living room, luxury vinyl plank flooring, neutral paint, replacement windows, and central air conditioning. The updated kitchen offers white shaker cabinetry, quartz countertops, a tile backsplash, stainless steel appliances, and abundant cabinet space. Upstairs, you'll find two generously sized bedrooms and a beautifully renovated full bathroom with a double vanity. Outside, the covered front porch provides the perfect place to relax, while the oversized corner lot offers ample space for outdoor entertaining, gardening, or future possibilities. Whether you're a first time homebuyer, looking to downsize, or searching for an investment opportunity, this home delivers exceptional value and is ready for its next owner.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

4/10
1/10
1/10
Paulsboro High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Slab
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 952

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None,Natural Gas

Interior Area

  • Total structure area: 952
  • Total interior livable area: 952 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 140006300001
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 2,788 sqft
  • Lot size dimensions: 30.00 x 93.00

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Coastal Flooding
Heat Wave
Ice Storm
Lightning
Strong Wind
Cold Wave
Earthquake
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$111$1,332
Property Taxes $399$4,788
Electricity $193$2,318
Total$1,713$20,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,731/yr
40% on housing$51,390/yr
45% on housing$45,680/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 08066$133
Gloucester County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 08066$198
Gloucester County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$199,900
2026-08-05Contingent$199,900
2026-07-10Listed for sale$199,900
2022-11-16Sold$85,000
2015-10-23Sold$12,000
2015-09-03Price change$18,000
2014-05-30Price change$24,500
2014-03-17Price change$39,900
2013-10-31Listed for sale$49,900
2013-01-31Listing removed$39,500
2012-08-08Price change$39,500
2012-07-18Price change$49,500
2012-06-11Listed for sale$70,000

For Sale by Agent

AgentGeorge Kelly
BrokerageKeller Williams - Main Street

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