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45 E Centre St, Woodbury, NJ, 08096

3beds
2baths
1,968sqft
$459,000
$233price/sqft
$3,649/moest. monthly cost
$145,960/yrincome needed

About This Home

Where timeless Victorian character meets a fresh, modern renovation. Welcome to 45 E Centre Street, a beautifully updated 1880 Victorian offering the charm and presence of a historic home together with the comfort and convenience of extensive modern improvements. The home offers 1,968 sq. ft. of living space plus approximately 400 sq. ft. of additional finished attic bonus space, providing excellent flexibility for bedrooms, home offices, recreation, guests, or additional living areas. From the moment you arrive, the distinctive Victorian architecture, inviting covered front porch, attractive landscaping, and a multiple car driveway create impressive curb appeal. Inside, you’ll find a bright, spacious floor plan with generous room sizes and thoughtful updates throughout. The renovated kitchen serves as the heart of the home, featuring a clean contemporary design, ample cabinetry, generous counter space, and modern finishes. Both full bathrooms have also been beautifully updated. Major improvements giving buyers added comfort and peace of mind. The home’s multiple living areas, spacious bedrooms, and finished upper-level bonus space provide tremendous versatility for everyday living, entertaining, working from home, or accommodating guests. What makes 45 E Centre especially appealing is the combination of historic character and modern convenience. The architecture and Victorian details give the home a personality rarely found in newer construction, while the extensive renovation allows you to enjoy that character without sacrificing today’s comforts. Conveniently located near downtown Woodbury, shopping, dining, schools, major roadways, and easy access to Philadelphia. Historic charm. Modern renovation. Exceptional space. Move-in ready. If you’ve been searching for a home that doesn’t look like every other house on the market, 45 E Centre Street deserves to be seen in person. Ask about special financing opportunities that may be available to qualified buyers, including programs offering up to 100% financing, no PMI, and possible assistance toward closing costs. Eligibility, rates, and terms are subject to lender approval and change.

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

3/10

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Attic,Dining Area,Formal/Separate Dining Room,Eat-in Kitchen,Breakfast Area,Pantry,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,968

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,968
  • Total interior livable area: 1,968 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 220011300006
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Extensive Hardscape
  • Fencing: Other
  • Frontage length: Road Frontage: 50

Lot

  • Lot size: 5,200 sqft
  • Features: Front Yard,Rear Yard,SideYard(s)
  • Lot size dimensions: 50 x 104

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$195$2,340
Property Taxes $918$11,016
Electricity $216$2,603
Total$3,649$43,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,108/yr
40% on housing$109,470/yr
45% on housing$97,306/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 08096$184
Gloucester County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 08096$217
Gloucester County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$449,000
2026-06-25Price change$459,000
2026-06-10Listed for sale$489,000
2025-08-25Sold$230,000
2025-06-25Pending sale$239,900
2025-06-18Listed for sale$239,900
2025-06-17Pending sale$239,900
2025-05-30Listed for sale$239,900
2008-10-10Sold$150,000
2008-04-30Listing removed$169,900
2008-04-23Listed for sale$169,900
2008-03-11Listing removed$169,900
2008-02-26Price change$169,900
2008-01-18Listed for sale$174,900

For Sale by Agent

AgentShimon Neustadt
BrokerageNFL Realty LLC

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