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447 Bellwood Ave, Asbury, NJ, 08802

3beds
2baths
1,333sqft
$509,000
$382price/sqft
$3,822/moest. monthly cost
$152,880/yrincome needed

About This Home

Welcome home to this pristine raised ranch nestled in a serene, wooded setting offering privacy and peaceful country living at its best. A spacious deck off the kitchen overlooks the backyard and a large, wooded parcel perfect for enjoying nature year-round. The kitchen was beautifully updated in 2014, with new appliances added in 2018. Three generous size bedrooms with the primary bedroom having its own half bath. This meticulously maintained home offers a dry basement with direct access to a two-car garage and has been cared for top-to-bottom.Major improvements include a septic tank and distribution box upgrade in 2006, with additional septic repairs completed in 2023. The underground oil tank was removed at the time of the seller's purchase and an above-ground tank installed. Additional updates include a one-year-old roof, new split system, updated plumbing piping, a new chimney liner (2022), and a new well pump (2020). Truly move-in ready, this home is ideally located right off Route 78, making commuting easy, and is convenient to Clinton and Phillipsburg for shopping and dining.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Clapboard

Notable Dates

  • Major remodel year: 2014

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Generator-Built-In,Microwave,Range/Oven-Electric,Refrigerator,Washer,Oil Water Heater
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Storage Room, Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished,Walk-Out Access

Bedroom1

  • Level: First
  • Area: 132

Bedroom2

  • Level: First
  • Area: 143

Bedroom3

  • Level: First
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: 1 Unit,Baseboard - Hotwater,Oil Tank Above Ground - Outside
  • Cooling features: Ductless Split AC

Interior Area

  • Total structure area: 1,333
  • Total interior livable area: 1,333 sqft

Kitchen

  • Features: Kitchen Island,Country Kitchen,Eat-in Kitchen
  • Level: First
  • Area: 255

Living Room

  • Level: First
  • Area: 299

Property

Details

  • Parcel number: 1902000120000000090001
  • Zoning description: Res
  • Other equipment: Generator-Built-In

Features

  • Patio & porch: Deck

Lot

  • Lot size: 1.05 Acres
  • Features: Wooded
  • Lot size dimensions: 1.0500

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Additional Parking,Underground
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Drought
Heat Wave
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,573$30,876
Home Insurance *$191$2,292
Property Taxes $865$10,380
Electricity $193$2,318
Total$3,822$45,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,040/yr
40% on housing$114,660/yr
45% on housing$101,920/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$382This listing

vs Other Active Listings

Avg $/sqft

ZIP 08802$303
Hunterdon County$313

vs Homes Sold Last Month

Median $/sqft

ZIP 08802$273
Hunterdon County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$529,000
2026-04-04Listed for sale$539,900
2023-09-15Sold$440,000
2023-07-27Pending sale$420,000
2023-07-15Listed for sale$420,000

For Sale by Agent

AgentNicole Yard
BrokerageColdwell Banker Realty

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