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490 Mine Rd, Asbury, NJ, 08802

3beds
2baths
2,240sqft
$499,900
$223price/sqft
$3,810/moest. monthly cost
$152,400/yrincome needed

About This Home

Step back in time without sacrificing modern convenience in this beautifully preserved circa-1790 farmhouse nestled on 1.6 picturesque acres in Bethlehem Township. Rich with character and timeless charm, this one-of-a-kind property showcases exposed hand-hewn beams, original wide-plank floors, multiple fireplaces, and the architectural details that make historic homes so special. Surrounded by preserved farmland and open space, the setting offers a rare sense of privacy, tranquility, and connection to nature. Enjoy morning coffee while taking in peaceful country views, entertain guests on the spacious grounds, or simply appreciate the beauty of a home that has stood the test of time for more than two centuries. Thoughtfully maintained with important updates, including a newer septic system installed in 2022, this home blends historic character with the comforts of modern living. Inside, warm and inviting living spaces create the perfect backdrop for everyday life, while the property's unique setting provides the lifestyle so many buyers are searching for but rarely find. Whether you're a lover of historic architecture, a buyer seeking a private country retreat, or simply someone who appreciates craftsmanship that can't be replicated, this exceptional property offers a truly rare opportunity to own a piece of New Jersey history. Conveniently located near major commuting routes, local shopping, dining, and recreation, yet tucked away in a setting that feels worlds apart.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1830

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Wood Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Custom Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven-Electric,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Ground Level

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedroom1

  • Level: Second
  • Area: 221

Bedroom2

  • Level: Second
  • Area: 169

Bedroom3

  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 221

Family Room

  • Level: First
  • Area: 221

Features

  • Bath(s) Other,Dining Room,Family Room,Kitchen,Living Room
  • Flooring: Wood
  • Number of fireplaces: 3
  • Fireplace features: Dining Room,Non-Functional,See Remarks,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Oil Tank Above Ground - Inside
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Kitchen

  • Features: Country Kitchen,Eat-in Kitchen
  • Level: First
  • Area: 195

Living Room

  • Level: First
  • Area: 204

Property

Details

  • Parcel number: 1902000390000000130000

Features

  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 1.61 Acres
  • Lot size dimensions: 1.614

Parking

  • Total spaces: 4
  • Parking features: 1 Car Width
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Drought
Heat Wave
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$188$2,256
Property Taxes $849$10,188
Electricity $246$2,963
Total$3,810$45,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,628/yr
40% on housing$114,300/yr
45% on housing$101,600/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 08802$313
Hunterdon County$314

vs Homes Sold Last Month

Median $/sqft

ZIP 08802$273
Hunterdon County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$499,900
2026-07-16Listing removed$524,900
2026-07-04Price change$524,900
2026-06-24Price change$537,900
2026-06-01Price change$549,000
2026-05-17Listed for sale$567,000
2021-12-02Sold$355,000
2021-01-14Listing removed--
2020-11-08Listed for sale$389,000
2014-12-18Listing removed$2,050
2014-11-17Listed for rent$2,050
2005-08-25Sold$435,000

For Sale by Agent

AgentSusan Dileo
BrokerageMelchor Realty

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