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409 Spruce Hills Dr BLDG 409 #409, Glen Gardner, NJ, 08826

1beds
1baths
828sqft
$219,900
$266price/sqft
$1,818/moest. monthly cost
$72,720/yrincome needed

About This Home

Experience comfort and tranquility in this beautifully maintained 1-bedroom, 1-bath condo located in the desirable Spruce Hills Condominium community of Glen Gardner. Surrounded by nature and set in a peaceful environment, this home offers a relaxing retreat from the everyday. The spacious living area features sliding glass doors that open to a large private patio perfect for morning coffee, evening relaxation, or entertaining while enjoying the serene outdoor setting. The kitchen was thoughtfully remodeled in 2024 with new cabinetry, a new countertop, and durable vinyl flooring, complemented by a new refrigerator and dishwasher installed in 2025. The bathroom also features new vinyl flooring, adding a fresh, updated feel. Additional highlights include an in-unit washer and dryer, abundant natural light throughout, and a well-designed layout that balances comfort and functionality. Residents enjoy access to community amenities including a swimming pool, basketball and tennis courts, and a dog park. Move-in ready and ideally situated in a scenic, nature-filled setting, this home offers an excellent opportunity for both homeowners and investors.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Clinton Public SchoolGrades PK-85.1 mi
7/10
Voorhees High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • Flooring: Carpet,Vinyl-Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 828
  • Total interior livable area: 828 sqft

Kitchen

  • Features: Breakfast Bar,Separate Dining Area

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 1912000010000000080000C0409

Features

  • Levels: One
  • Stories: 1
  • Entry location: First Floor Unit
  • Private pool: Yes
  • Pool features: Association
  • Patio & porch: Deck,Patio
  • Exterior features: Tennis Court(s)

Lot

  • Lot size dimensions: 0

Parking

  • Total spaces: 1
  • Parking features: Parking Lot-Shared,On Site
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$141$1,692
Property Taxes $373$4,476
Electricity $193$2,318
Total$1,818$21,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,331/yr
40% on housing$54,540/yr
45% on housing$48,480/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 08826$276
Hunterdon County$314

vs Homes Sold Last Month

Median $/sqft

ZIP 08826$239
Hunterdon County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$219,900
2026-04-07Price change$225,000
2026-03-18Price change$229,500
2026-01-27Listed for sale$239,500
2018-10-29Listing removed$1,250
2018-09-28Price change$1,250
2018-07-17Price change$1,350
2018-06-27Listed for rent$1,400

For Sale by Agent

AgentJonathan Minerick
BrokerageHomecoin.Com

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