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245 N Main St, Lambertville, NJ, 08530

2beds
2baths
--sqft
$465,000
--price/sqft
$3,550/moest. monthly cost
$142,000/yrincome needed

About This Home

CHARMING LATE-1800S COLONIAL DUPLEX " MOVE-IN READY! STEP RIGHT INTO THIS BEAUTIFULLY RENOVATED 2 BEDROOM COLONIAL DUPLEX, ORIGINALLY BUILT IN THE LATE 1800S AND TASTEFULLY UPDATED IN 2022! THE INVITING FRONT PORCH WELCOMES YOU INTO A BRIGHT LIVING ROOM AND A BEAUTIFULLY DESIGNED GALLEY KITCHEN FEATURING WHITE CABINETRY AND A LOVELY BAY WINDOW THAT FILLS THE SPACE WITH NATURAL LIGHT. THE FIRST FLOOR ALSO OFFERS A CONVENIENT LAUNDRY ROOM, POWDER ROOM, AND AN OVERSIZED DECK. ENJOY THE BEAUTIFUL PATIO, SPACIOUS FENCED BACKYARD WITH DETACHED 1 CAR GARAGE, AND PLENTY OF ROOM FOR OUTDOOR GATHERINGS! THE SECOND FLOOR FEATURES A SPACIOUS PRIMARY BEDROOM, A FULL BATH, A SECOND BEDROOM SEPARATED BY THE HALL FOR ADDED PRIVACY, PLUS A COZY NOOK IDEAL FOR A HOME OFFICE OR CREATIVE WORKSPACE. THE FINISHED ATTIC BONUS ROOM PROVIDES FLEXIBLE SPACE THAT CAN BE USED AS A HOME OFFICE, GUEST ROOM, OR POSSIBLE THIRD BEDROOM. LOCATED IN BEAUTIFUL LAMBERTVILLE, YOU'LL LOVE BEING SURROUNDED BY CHARMING RESTAURANTS, BOUTIQUE SHOPS, LOCAL FARMS, AND ENDLESS OUTDOOR RECREATIONAL ACTIVITIES. PLUS, YOU'RE JUST ACROSS THE DELAWARE RIVER FROM HISTORIC NEW HOPE, PENNSYLVANIA! DON'T MISS THIS WONDERFUL OPPORTUNITY TO OWN A BEAUTIFULLY UPDATED HOME IN ONE OF NEW JERSEY'S MOST DESIRABLE RIVER TOWNS!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

6/10
6/10

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Wood Siding

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Duplex,Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Microwave,Range/Oven-Electric,Water Filter,Electric Water Heater
  • Laundry features: Laundry Room,Level 1

Basement

  • Has basement: Yes
  • Basement: Yes,Crawl Space,Unfinished,Sump Pump

Bedroom1

  • Level: Second
  • Area: 182

Bedroom2

  • Level: Second
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living/Dining Combo
  • Level: First
  • Area: 143

Features

  • Loft
  • Window features: Blinds
  • Flooring: Carpet,Laminate,Wood

Heating & Cooling

  • Heating features: 3 Units,Baseboard - Hotwater,Zoned,Natural Gas
  • Cooling features: 3 Units,Ductless Split AC

Kitchen

  • Features: Not Eat-In Kitchen
  • Level: First
  • Area: 117

Living Room

  • Level: First
  • Area: 234

Property

Details

  • Parcel number: 1917010060000000110000
  • Attached to another structure: Yes
  • Zoning description: res/com
  • Other equipment: Generator-Hookup
  • Exclusions: FLAT SCREEN LIVING ROOM BR ALEXA SMART SCREEN WASHER DRYER REFRIGERATOR

Features

  • Patio & porch: Open Porch(es),Patio
  • Exterior features: Curbs,Sidewalk

Lot

  • Lot size: 435.60 sqft
  • Features: Corner Lot
  • Lot size dimensions: .01 AC

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Ice Storm
Lightning
Winter Weather
Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$156$1,872
Property Taxes $850$10,200
Electricity $193$2,318
Total$3,550$42,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,714/yr
40% on housing$106,500/yr
45% on housing$94,666/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08530$329
Hunterdon County$313

vs Homes Sold Last Month

Median $/sqft

ZIP 08530$290
Hunterdon County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$465,000
2026-07-18Listed for sale$495,000
2020-06-01Sold$290,000
2020-04-07Price change$314,900
2020-02-21Listed for sale$319,000
2019-12-19Pending sale$319,000
2019-12-19Listed for sale$319,000
2019-10-28Listing removed$319,000
2019-10-17Listed for sale$319,000
2014-09-03Sold$250,000
2014-07-16Price change$259,000
2014-06-25Price change$239,000
2014-06-23Price change$259,000
2014-05-23Price change$239,000
2014-05-21Price change$259,000
2014-05-19Price change$239,000
2014-05-15Price change$259,000
2014-04-09Price change$239,000
2014-04-03Price change$249,000
2014-04-01Price change$269,000
2014-03-27Price change$249,000
2014-03-24Price change$269,000
2014-03-17Price change$249,000
2014-03-14Price change$269,000
2014-03-04Listed for sale$249,000
2012-07-10Sold$135,000
2011-05-20Sold$135,000

For Sale by Agent

AgentFreeman Smith
BrokerageColdwell Banker Realty

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